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  1. The American has given Asia 40 yrs of prosperity...

    The American has given Asia 40 yrs of prosperity since 1970s. Job hopping is so common in 80s.90s. Some of my friends job hopped >8 times. In the 80s/90s/early 2000s, we have the hard disk ,pager...
  2. https://www.youtube.com/watch?v=Tp3cy4vaPMo My...

    https://www.youtube.com/watch?v=Tp3cy4vaPMo

    My eldest son (9) came back from school & anxiously ask me what is the meaning of life.
    I was quite surprise as he & his classmate were talking about...
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    Singapore society (or our govt) is the kind of...

    Singapore society (or our govt) is the kind of society that does not let it's people rest especially those working people. Work & work till beyond age 65. But if you can plan your retirement early...
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    1) Equity loan is allowed only if your ppty is...

    1) Equity loan is allowed only if your ppty is fully paid (new rule).
    Equity loan 1.8% ? Will it go up further to 2.5% or >2.5% ?

    Stocks gains are definitely upwards of 5% for your now. But not...
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    Advantages of Placing More Money in CPF Special...

    Advantages of Placing More Money in CPF Special Account

    1) Guaranteed high interest rate return - 1st 40k earns 5%. Any amt above $40k will earns 4%.

    2) Inflation-proof Interest Rate.CPF...
  6. https://www.youtube.com/watch?v=nerOKdCJZiw&t=240s...

    https://www.youtube.com/watch?v=nerOKdCJZiw&t=240s

    Beautiful country, Switzerland with beautiful music background.

    Holiday trip is to reconnect with you loves one, seek relaxation & peace.
    ...
  7. This guy had migrated to Taiwan. S'porean are...

    This guy had migrated to Taiwan. S'porean are smarter now. I was at UOB tampines branch just 2 weeks ago. The bank teller told me that more people are withdrawing from the UOB saving bank (0.05%) &...
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    My parent (healthy @Age87/89) likely to live...

    My parent (healthy @Age87/89) likely to live beyond 90. I probably have their longevity genes. So my CPF fund (CPF life annity + SA+OA) is very important for my old age retirement. I do not want to...
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    Insurance One of the MUST important financial...

    Insurance One of the MUST important financial planning
    -------------------------------------------------------------------------------
    If u put bananas and $$ in front of monkeys, monkeys will...
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    Invest in Crisis time 1st class honour degree...

    Invest in Crisis time 1st class honour degree (SAF sword of honour Vs ITE school (It the end)
    ===========================================================
    In 2007, My friend (insurance agent)...
  11. Thread: BOND THREAD

    by cbsh38584
    Replies
    2,594
    Views
    565,297

    I was having my lunch when I overheard a group of...

    I was having my lunch when I overheard a group of unlces (age 65 to 75) talking about old condo. One more experience uncle
    said that never in his 30 yrs as a ppty investor the old condos were enbloc...
  12. Nothing stays forever. Good as well as bad times...

    Nothing stays forever. Good as well as bad times go away. Be Happy.



    Life is about balance.
    Be kind, dont let people abuse you.
    Trust but dont get deceive.
    Be content, but never stop improve...
  13. https://www.youtube.com/watch?v=7QjzjatDXfM I...

    https://www.youtube.com/watch?v=7QjzjatDXfM

    I watched the HK drama in 1994. I am glad that I have watched it in 1994.
    I truly learned the meaning of life.This is a beautiful ,meaningful &...
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    CPF - $1million before age 60 if you plan wisely...

    CPF - $1million before age 60 if you plan wisely
    =====================================

    Check your CPF.The interest has been credited into your acct.
    ...
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    [QUOTE=cbsh38584;533470]Pls go to your CPF acct....

    [QUOTE=cbsh38584;533470]Pls go to your CPF acct. Interest has been credited into your CPF OA (2.5% to 3.5%) , CPF SA (4% to 5%) & CPF MA (4%).
    On tgt to reach $1m before age 60. It will be...
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    Pls go to your CPF acct. Interest has been...

    Pls go to your CPF acct. Interest has been credited into your CPF OA (2.5% to 3.5%) , CPF SA (4% to 5%) & CPF MA (4%).
    On tgt to reach $1m before age 60. It will be throughly my emergency fund...
  17. My friend was so lucky that he is able to rent...

    My friend was so lucky that he is able to rent out at $5k/mth, 2 yrs lease. (low floor high ceiling 1044psf).
    He said to me that there is no such thing as luck. All according to his plan. I like...
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    I did involve in Apple macintosh small production...

    I did involve in Apple macintosh small production briefly in 1991. Very little knowledge what Apple technologies or the CEO Steve job.
    US$5k invested in Apple stock. 20+ yrs later,the return is...
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    When you invest, you must not use your so call...

    When you invest, you must not use your so call "daliy expense" or emergency fund to buy.
    There is to prevent you from selling at a loss if cash is really needed.


    Income or dividend fund....
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    UNIT TRUST ========== A unit trust pools money...

    UNIT TRUST
    ==========
    A unit trust pools money together from a large nos. of investors to buy stocks, bonds and other securities.

    The fund is managed by a professional mgr. It attempt to create...
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    The low interest rate again (1.1% to 1.3%) from...

    The low interest rate again (1.1% to 1.3%) from banks makes the CPF Ordinary Account rate of 2.5 per cent attractive, not to mention the Retirement Account (for those above 55), which attracts up to...
  22. Thread: BOND THREAD

    by cbsh38584
    Replies
    2,594
    Views
    565,297

    The housing mortgage loan borrowing rate is quite...

    The housing mortgage loan borrowing rate is quite different from Bond borrowing rate.
    My mortgage loan rate is 1% (next yr 1.4%) while my bond SG borrowing rate is 2.15% .
    USD is 2.25% (2017).
    ...
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    CPF VS Tokio marine saving plan (15 yrs) VS ...

    CPF VS Tokio marine saving plan (15 yrs) VS stocks
    ==========================================
    30k into my son CPF - 15 yrs later . Est 46k base on 3.5% to 5%.


    30k into Tokio marine saving...
  24. Thread: BOND THREAD

    by cbsh38584
    Replies
    2,594
    Views
    565,297

    2017 was a very surprise for bond investors...

    2017 was a very surprise for bond investors especially bank Coco bond that give a decent return of >8%+. A good return of $197k.
    2018 could be the end of the bull run for bond investors who are...
  25. https://www.youtube.com/watch?v=2EMH-3evZV8 ...

    https://www.youtube.com/watch?v=2EMH-3evZV8

    Merry Xmas and a happy new to all of you & your family
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