I guess it is safer to have the monthly loan repayment to be one-third of the household income. If monthly repayment is really $6800, the household income should be $20,000 on the safe side. Just in case if there is a loss of one income due to retrenchment, health, etc, there is still one working person with $10,000 (if both husband and wife has the same montlhly salary). There will still be some $ after repaying the loan. Suitation will be better if the project has completed and having rental income. Just my thought.Originally Posted by roly8