wah ... u got hdb liao still buy 4 bedder ridge, so rich to donate so much absd to govt hor!Originally Posted by Autumnwinds
wah ... u got hdb liao still buy 4 bedder ridge, so rich to donate so much absd to govt hor!Originally Posted by Autumnwinds
First time paying ABSD lei. But it's fine, since I've been milking the hdb from gov to its maximum potential, paying back some moola for my home is something i can live with.Originally Posted by mermaid
ABSD is here to stay, so it's just another form of tax. No two ways about it. Better enter now, than later with more liability and age.
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I feel they will remove the absd in 2015 when the supply is a lot & the market is stagnant ....Originally Posted by Autumnwinds
Actually, there really isn't alot of difference. It's because of the ABSD, that we are able to buy in at this price too.... Imagine if it were 1500 psf with ABSD, sales would be almost non existent.Originally Posted by mermaid
Future is quite hard to predict la, with so many new plots around us, its good that we have entered early. Hopefully luck swings in my favour, if I'm able to get another property for rental, I might be able to retire peacefully
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I agree it isn't a lot diff; absd is offsetted by lower price, juz dun like the feeling of donating to blood suckers mahOriginally Posted by Autumnwinds
though one cant predict wats gonna happen to the $, one thing for sure, supply is gonna be abundant in 1-2 yrs' time. how confident r u in renting out yr 2nd condo? if market is so saturated, how confident r u in sustaining the mthly loans without a rental income?
hence I prefer to buy another one when the price is right.
PS: J gateway pricing I wun even consider, cos I would rather pay a lil more n get a FH in a better district!
Although I'm not a parent, I could sense that the buying frenzy is a result of insecurity over their children's ability to own a home in the future.
Yee ha! Did I tickle your funny bone?
Yes donating the money to them is the worse part, But what to do...Originally Posted by mermaid
I'm quite confident in renting out my current home in the future as demand is pretty high, plus I've fully paid off the mortgage for my current home. I'm paying quite alot of cash on BRidge to reduce the loan. So overall still sustainable la
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I fully after with you, I wasn't brought up with a silver spoon in my mouth, So I try my best to make sure I can provide the best for my kids in the future.Originally Posted by ecimbew
I'm sure you would to right ?
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partly la, oso becos ppl wanna hedge their cash against inflation ...Originally Posted by ecimbew
if say I hv alrdy max my 60% limit on BRidge, wat other ways can I still buy a 2nd ppty huh?Originally Posted by Autumnwinds
if say I hv alrdy max my 60% limit on BRidge, wat other ways can I still buy a 2nd ppty huh?[/QUOTE]
You can pay more cash upfront lor. Only way about it. I'm will be paying 35% of monthly income on my monthly repayment. This is not inclusive of my wife's.
So dreaming about another property, might just materialize.
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You can pay more cash upfront lor. Only way about it. I'm will be paying 35% of monthly income on my monthly repayment. This is not inclusive of my wife's.Originally Posted by Autumnwinds
So dreaming about another property, might just materialize. [/QUOTE]
no problem for me to pay more outfront. The prob is more of since I aldy loan til 60%, then I am unable to get another loan rite?
u pay oni 35% of income tat means yr tenure is very long? u so young meh?!
Yup, my tenure is quite long [20 years]. I'm in my early-mid 30s lei, where got young. My youth has already passed....Originally Posted by mermaid
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Yup, my tenure is quite long [20 years]. I'm in my early-mid 30s lei, where got young. My youth has already passed....Originally Posted by mermaid
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early thirties say early thirties lah, else will be late thirties ... simi is called early-mid 30s?!Originally Posted by Autumnwinds
actually I nvr expect u to be below 40. all along I tot Im talking to a lao ah peh
Haha, coming to mid 30s it's time to admit already la.Originally Posted by mermaid
Whatever gave that impression that I'm an 老 ahpek?!
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Pass by the site yesterday, construction very good progress
Good to hear. Good progress also means the next payment will be coming up soon.Originally Posted by Zellker
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Early means 30 to 34. Mid means 34 to 36. Therefore this guy is 34 years old.Originally Posted by mermaid
You sir, have very good analytical skillsOriginally Posted by ysyap
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cos u sounded so much older den me (which u oso agree rite? ) n since im a closed to 50yo de young uncle, u shd be worser mah, hahahaOriginally Posted by Autumnwinds
wah! u so 厉害 try guessing mine lah!Originally Posted by ysyap
I sound old and wise rightOriginally Posted by mermaid
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OH YA, NEVER TAKE PHOTOS??!!Originally Posted by Zellker
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sounded old, yeah but wise mah ... Pls dun force me to tell lies!Originally Posted by Autumnwinds
LOL next time when i pass by, i try to remember to take some pics la..Originally Posted by Autumnwinds
I was just kiddingOriginally Posted by Zellker
But seriously, pictures will be a good bonus
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Tsk tsk, So mean.Originally Posted by mermaid
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one day when bartley ridge is 100% sold, I will go down to the showflat n pose a picture beside the hao liao chart
I dont recall seeing this chart at BRi, i only saw a small chart...Originally Posted by mermaid
Hopefully we can soon see the big banner outside saying, THANK YOU FOR YOUR SUPPORT, BARTLEY RIDGE IS NOW FULLY SOLD
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639/868
73.62% sold