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Thread: Stratum_Pasir Ris - 4 May 2013

  1. #421
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    Feb 2014
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    Quote Originally Posted by IsaacTan View Post
    1.31xxx%.....
    Gosh. Is this based on 3mth sibor plus fixed rate?

  2. #422
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    May 2014
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    Quote Originally Posted by Yuki View Post
    Gosh. Is this based on 3mth sibor plus fixed rate?
    Quote Originally Posted by danion View Post
    DBS rates are rather high compared to other banks!
    Ya 3m ave sibor + fix rate.
    Is it DBS higher? Then which bank offer the best rate?
    Can refinance if less than a year?

  3. #423
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    Feb 2014
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    Quote Originally Posted by IsaacTan View Post
    Ya 3m ave sibor + fix rate.
    Is it DBS higher? Then which bank offer the best rate?
    Can refinance if less than a year?


    How much is your fixed rate? The 3 mth sibor is 0.457 now.

    If finance in less than a year have to pay penalty.

  4. #424
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    May 2014
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    Quote Originally Posted by Yuki View Post
    How much is your fixed rate? The 3 mth sibor is 0.457 now.

    If finance in less than a year have to pay penalty.
    My fixed rate with DBS was 0.9%. So the current interest rate should be around 1.357%.

  5. #425
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    May 2013
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    Quote Originally Posted by IsaacTan View Post
    Ya 3m ave sibor + fix rate.
    Is it DBS higher? Then which bank offer the best rate?
    Can refinance if less than a year?

    Hi Issac, dont think u can refinance now especially if u are buying a BUC, because there are loan amount not yet disbursed, if u decide to refi to other bank DBS will charge you cancellation fee of undisbursed amount, u can check your letter of offer(LO) for more details. After TOP u shld get a free conversion of package from DBS, you can truly only refi w/o charges only after CSC, one year after top when all the loan amount is disbursed.

  6. #426
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    May 2014
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    71

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    Quote Originally Posted by aarontan View Post
    Hi Issac, dont think u can refinance now especially if u are buying a BUC, because there are loan amount not yet disbursed, if u decide to refi to other bank DBS will charge you cancellation fee of undisbursed amount, u can check your letter of offer(LO) for more details. After TOP u shld get a free conversion of package from DBS, you can truly only refi w/o charges only after CSC, one year after top when all the loan amount is disbursed.
    Really appreciate on the kind advise. I were still blur blur on my first buy.
    Besides, do you have any idea which bank offered the best deal?
    Also any news on the latest progress for the project?

    Thanks again & HAppy New Year

  7. #427
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    May 2013
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    Quote Originally Posted by IsaacTan View Post
    Really appreciate on the kind advise. I were still blur blur on my first buy.
    Besides, do you have any idea which bank offered the best deal?
    Also any news on the latest progress for the project?

    Thanks again & HAppy New Year
    You are welcome Issac. Im not sure which bank offers the best deal now as occasionally banks will have promo on their package. But nonetheless, i guess it would be better not to know as if you know later heart pain haha if the rate is better. Im actually from Seastrand not Seaesta, just answering on smth i know. ^^

  8. #428
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    Feb 2014
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    Quote Originally Posted by aarontan View Post
    You are welcome Issac. Im not sure which bank offers the best deal now as occasionally banks will have promo on their package. But nonetheless, i guess it would be better not to know as if you know later heart pain haha if the rate is better. Im actually from Seastrand not Seaesta, just answering on smth i know. ^^
    Oic..congrats on the Top!

  9. #429
    Join Date
    Feb 2012
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    16

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    Quote Originally Posted by IsaacTan View Post
    Really appreciate on the kind advise. I were still blur blur on my first buy.
    Besides, do you have any idea which bank offered the best deal?
    Also any news on the latest progress for the project?

    Thanks again & HAppy New Year
    DBS offered me 0.88% + 1MSIBOR for the first three years; but Standard Chartered gives me 0.60% + 1MSIBOR; after the third year, the two banks are the same at 1.00% +..

  10. #430
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    Jun 2013
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    169

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    I remember dbs only offer 3msibor...are u sure dbs can offer u 1msibor???

  11. #431
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    Feb 2012
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    Quote Originally Posted by Strata View Post
    I remember dbs only offer 3msibor...are u sure dbs can offer u 1msibor???
    Yup u right, typed wrong, is 3mths

  12. #432
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    May 2014
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    Quote Originally Posted by danion View Post
    DBS offered me 0.88% + 1MSIBOR for the first three years; but Standard Chartered gives me 0.60% + 1MSIBOR; after the third year, the two banks are the same at 1.00% +..
    Just receieved a letter from DBS and get to know the latest interest will be 1.357%
    So much different with what StandChart was offering

  13. #433
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    May 2014
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    113

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    Quote Originally Posted by danion View Post
    DBS offered me 0.88% + 1MSIBOR for the first three years; but Standard Chartered gives me 0.60% + 1MSIBOR; after the third year, the two banks are the same at 1.00% +..
    Did standard chartered really offered 0.60?!
    I signed up with them last year at 0.85..wtf!

  14. #434
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    Feb 2012
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    Quote Originally Posted by nydeidith View Post
    Did standard chartered really offered 0.60?!
    I signed up with them last year at 0.85..wtf!
    I took up the loan in dec 2011; but still better than with dbs; heard oub is even higher,

  15. #435
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    May 2013
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    33

    Default Construction Progress

    Passed by when on upper deck of bus. Construction looks quite advanced. Can see balcony doors on a few units near the river.

  16. #436
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    Jan 2015
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    1

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    went to the site to take a look yesterday
    some construction pictures to share

    what you guys think? early TOP possible?


    it seems like the construction of OFS international school opposite is 100% complete
    Attached Images Attached Images

  17. #437
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    Sep 2014
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    hallo everyone! do you have any update photos the latest construction?

  18. #438
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    Jun 2013
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    23

  19. #439
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    Jun 2013
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    There are frequent updates at facebook group. look for stratum residents.

  20. #440
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    Jul 2016
    Posts
    2

    Default TOP

    Hi
    Anyone received letter to collect key ?
    Any group buys ?

  21. #441
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    Oct 2016
    Posts
    30

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    If anyone is keen to install track guided indoor/outdoor blinds (no gaps) and retractable insect screens . Pls call 98806538 for measure and quote.

    Products are all made in Australia!

    Www.auszip.com.sg

  22. #442
    Join Date
    Jul 2016
    Posts
    2

    Default Key Collection

    Hi Hi

    Anyone collected key and visited their unit ?

    Can share some photos & comment on the quality ? Thank you !

  23. #443
    Join Date
    Dec 2015
    Posts
    12

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    Dear Owners,

    Have you gotten your keys yet? and looking to lease out your unit?
    This beautiful Penthouse http://www.property-ideals.com/20385700 has just been lease out by me! Do feel free to call me @ 9799 9982 for more details.

    If your unit is also available to SALE, do feel free to call me too.

    Thank You
    Tony M Liaw
    PropNex Realty Pte Ltd
    Associate Group Director

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