Phew. Cpf is our $$$.. I am sooooo happy. .. can use lor.. :-)
Phew. Cpf is our $$$.. I am sooooo happy. .. can use lor.. :-)
i love it when the govt keeps stating "we must educate the people .........(on policies, govt initiatives, social behaviour, etc etc)", but when it comes to CPF - they suddenly suffer a behavioural change and dispense with the education.
if can educate citizens about almost anything, can't educate citizens on financial planning?? u mean all male retirees gonna hook up with china mei mei meh?
Education?
I am afraid the educators have also failed in educating because they just don't realize or fail to highlight the below contradictions:
1) CPF min sum is supposed to be minimum to survive.
If $155k min sum with monthly payout of $1200 per month from CPF Life for LIFE (+ another $45k in medisave) is still NOT more than enough,
then,
2) How can $300 per month financial assistance or $1000 per month min wages be enough for a person to support a whole family and still accumulate an amount enough to hit the ever increasing CPF min sum (which is increasing at more than double of inflation and double to triple of wage increase) by the time they are too old to work?
It is either CPF min sum of $155k has been raised too high or the $300 financial assistance and $1000 min wage is grossly insufficient! which is correct????????????????
Henry Ford:
It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning.
Does this applies to CPF?
Have the ST publish infographics about money flow to/from CPF, reserves etc to counteract Roy's "infographics"?
I am much confused about Singapore reserves.
Land is considered part of Singapore reserves.
Lets say a land booked at $100mio value is sold at LH99 for $400mio.
So developer pay $400mio to government, which goes to reserves.
since it is LH, the land still belong to government and now re-valued at $400mio? + plus bank $400mio. so total reserves up by $700mio by selling the land at $100mio?
if you can't meet the minimum sum, too bad. garmen isn't going to top the account up.
secondly, you can't simply educate on this whole CPF life program that was forced down our throats. why? simply because we have to guess (for goodness' sake) how long we live. how to educate this?
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
Bro
think for GST nobody can escape from it
may have to relook at Custom Duty Tax
on luxury items
understand that wine is S$8 across the board
So if you buy a bottle of wine from NTUC at say S$20
S$8 goes to the tax
If you buy a bottle of Vintage say S$1000
the tax is also S$8
you say wan hor not me
anyway just enjoy this video for laugh
http://www.youtube.com/embed/tiAZ01d...layer_embedded
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
Wow! You are the one who first used the COCK word and now you go finger pointing at me?
Aren't you also the one who KNN here KNN there? How many times you have KNN your mother? (I have no idea what KNN is until I checked google. Anyway, KNN is not a bad word to you so doesn't matter isn't it?)
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
You used the "KNN" phrase on other people and now you asking people what is the meaning?
I checked google, and here it is:
http://www.sg-city.com/smf/index.php?topic=2321.0;wap2
Since KNN is not a bad word to you, I return you loh! You must be a product of KNN as defined in that webpage???
No wonder brian cockscrewed and mentally retarded!
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
Oi! talk cock king and prata king. Here is fact that you choose not to see and fudge over on. go suck on it. Since u like to keep whining abt GST any hao sioa abt medical bills not GST exempted. Suck on it.
"In addition, the government has been absorbing GST in full for all subsidised patients in public hospitals and polyclinics since the GST was introduced in 1994. GST has also been absorbed for all subsidised patients receiving long-term care services.[16]"
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
You buy medicine from pharmacy, need to pay GST or not?
You see GPs in private clinics and get the medicine, need to pay GST or not?
You go govt hospitals directly without referral from polyclinics, need to pay GST or not?
You check the govt medical bills rate quoted to you before subsidy, that is almost like private hospital charges! Govt hospitals supposed to peg bills to private hospitals??? Obviously, the difference is called "subsidy"! You stupid idiot kam gong or what?
This is like govt saying HDB lose money building HDB flats and provide subsidy to you for buying new BTO flats as compared to resale HDB flats!
The statement itself is not wrong from the view of HDB, but we can also say the govt as a whole make a LOT of MONEY building HDB flats (because they bought our land at $0.60 psf of land and sell it to HDB at $600+ psf of land to build HDB flats!). That is >100,000% of profit on the land alone!
Last edited by teddybear; 30-05-14 at 13:11.
Maybe u never go school (SCREW) or may be u donno how to read or maybe you got COCK in your eyes or may be you watch too much porn damage ur grey matter ( according to ST). PLS read before you try to bull shit. What I say. u KPKB say medical I show u. GST rebated. u want to talk abt HDB? HDB no rebates? MAKE lots or $$$ PLS show proof. No Proof your talk is like Shit not worth a cent .
I CALL U BULL SHIT. TALK COCK SING SONG.
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
Please stop all your lies!
Show proof that govt make money building HDB flats? How? May be I have to dig up the payment from govt >20 years ago (in 198x) where they bought our land for $0.60 psf of land?
Think it is easier for govt to give us all statistics about how much they paid for the land they acquired under the name of "national development" from 197x to 198x since with these we will have a better picture of the actual costs of land they "acquired" that they subsequently sell to HDB in this case?
And better still, they should provide us how much of these land has still not been developed (means no "national development" yet) and is still just "land"...
Last edited by teddybear; 30-05-14 at 14:08.
I wonder who is lieing here. or trying to spread malicious rumours.
like that say when the iban is here land was free. when the stanford raffles come land was free leh!
u stupid fool never see the value put into the developing the infra to support the land? TALK COCK.
like that u must well go merc show room at C&C throw up a fuss and protest that the car should be sold to you in bare metal cost! coz the whole thing is after metal. They bought the metal cheap!
TALK COCK!!!!!! what happen to your grey matter!!!
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
Ceasefire and have a Break
Have a Tiger
Relax and have FUN
An old Doberman starts chasing rabbits and before long, discovers that he's lost.
Wandering about, he notices a panther heading rapidly in his direction with the intention of having lunch.
The old Doberman thinks, "Oh, oh! I'm in deep shit now!"
Noticing some bones on the ground close by, he immediately settles down to chew on the bones with his back to the approaching cat.
Just as the panther is about to leap, the old Doberman exclaims loudly, "Boy, that was one delicious panther! I wonder, if there are any more around here?"
Hearing this, the young panther halts his attack in mid-strike, a look of terror comes over him and he slinks away into the trees.
"Whew!," says the panther, "That was close! That old Doberman nearly had me!"
Meanwhile, a squirrel who had been watching the whole scene from a nearby tree, figures he can put this knowledge to good use and trade it for protection from the panther.
So, off he goes.
The squirrel soon catches up with the panther, spills the beans and strikes a deal for himself with the panther.
The young panther is furious at being made a fool of and says, "Here, squirrel, hop on my back and see what's going to happen to that conniving canine!"
Now, the old Doberman sees the panther coming with the squirrel on his back and thinks, "What am I going to do now?," but instead of running, the dog sits down with his back to his attackers, pretending he hasn't seen them yet, and just when they get close enough to hear, the old Doberman says ...
"Where's that squirrel? I sent him off an hour ago to bring me another panther!"
Moral of this story...
Don't mess with the old dogs.
Age and skill will always overcome youth and treachery!
Bullshit and brilliance only come with age and experience.