Hi Everyone,

Given the current situation in the market,do you think holding your SIBOR/SOR rate at 1%(0.6+0.4) is still safe?

Just a minimum increment on the interest rate by the U.S Fed will result in 1.5% already.

I'd suggest to take up fixed rate which is safer at least for the next couple of years.

If you need advice on how to re-finance,you may PM me for more information as well,I can get a preferential rates from the bank. No charges for it

Cheers!