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Thread: Kingsford Waterbay (99 LH, D19)

  1. #41

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    Quote Originally Posted by invigorated View Post
    Have you spoken to a banker? With TDSR and a 10k combined income, it's unlikely this is a viable option unless you're flushed with cash but from previous posts, it doesn't seem to be the case.
    Can I mimic someone in this forum who uses equity loan? Possible?


  2. #42

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    Quote Originally Posted by yowetan View Post
    Can I mimic someone in this forum who uses equity loan? Possible?
    That depends on whether you have the face of Scarlett Johansson and the body of a Greek godess.

    Go get a sugar daddy, faster approval.

    On a more serious note,why don't u just find a banker? Very difficult meh.


  3. #43

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    or can check with mortgageguru from property financing lah. he's online now. see if he wanna take up ur case.


  4. #44

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    Quote Originally Posted by yowetan View Post
    My spouse and myself are keen in this development and am contemplating to get a 2 bedder at least but we are unsure if we will have the loan approved. Any one has any idea or more information on this project i.e. pros and cons?
    ur bro in law not interested in this?


  5. #45

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    Quote Originally Posted by absolutwild View Post
    hmmm... so face the long kang better? or the estate with poolview better?
    face the long kang
    then dead leaves gather there
    then stagnant water
    then breed mosquitoes
    then tell maid to go clean and scrub long kang


  6. #46

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    Quote Originally Posted by MrTan View Post
    ur bro in law not interested in this?
    We factored in his share into our household income profile (3.5k+4k+3k) to make up approximately 10ksgd.
    The landed property is under my spouse and myself name.


  7. #47

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    Quote Originally Posted by yowetan View Post
    We factored in his share into our household income profile (3.5k+4k+3k) to make up approximately 10ksgd.
    The landed property is under my spouse and myself name.
    Able to buy is one thing.

    Able to main ongoing interest is another.

    3-month SIBOR is nearing 0.8%. It has been very low in the last few years and have been inching up recently.

    It is expected to go up further.

    If you think 0.8% is high, check out the historical 3-month SIBOR.

    It was more than 3% before 2008.


  8. #48

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    Quote Originally Posted by propertybuyer073 View Post
    Able to buy is one thing.

    Able to main ongoing interest is another.

    3-month SIBOR is nearing 0.8%. It has been very low in the last few years and have been inching up recently.

    It is expected to go up further.

    If you think 0.8% is high, check out the historical 3-month SIBOR.

    It was more than 3% before 2008.
    If we rent the unit out, would it be helpful then?


  9. #49

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    if u dun have sinai, u r actually in a much better position than all of us. if u dun have sinai, u can buy a new hdb already. not many of us can buy that anymore. alternatively, since ur bro in law fund ur sinai, u can fund him buying a new hdb. if u wan atas, can try ec.


  10. #50

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    Quote Originally Posted by MrTan View Post
    if u dun have sinai, u r actually in a much better position than all of us. if u dun have sinai, u can buy a new hdb already. not many of us can buy that anymore. alternatively, since ur bro in law fund ur sinai, u can fund him buying a new hdb. if u wan atas, can try ec.
    We do consider to get my bro-in-law to get HDB flat if all alternatives have exhausted. Looking resales housing 5 room HDB?


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