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Thread: for private home loan for geylang lorong 4 to lorong 22... is it a duopoly?

  1. #1

    Default for private home loan for geylang lorong 4 to lorong 22... is it a duopoly?

    hi there,

    has anyone been able to get home loan from companies other than hong leong finance / singapura finance, for their pte home loan for geylang even lorongs, from lorong 4 to 22?

    please share, thanks!

  2. #2

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    Quote Originally Posted by meow123 View Post
    hi there,

    has anyone been able to get home loan from companies other than hong leong finance / singapura finance, for their pte home loan for geylang even lorongs, from lorong 4 to 22?

    please share, thanks!
    UOB

  3. #3

    Default

    nope.

    UOB does not do for all.

    Are they more flexible, if the project is completed, anyone?

  4. #4
    Join Date
    Apr 2011
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    Default

    Quote Originally Posted by meow123 View Post
    nope.

    UOB does not do for all.

    Are they more flexible, if the project is completed, anyone?
    How about DBS?

  5. #5

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    hi there,

    I tried, but they rejected.

    but I have heard of people getting loan approvals from DBS... for the redlight district regions in geylang.

    I wonder if they place 250k with DBS to get such deals or ?

  6. #6

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    I think RHB might have some chance.

  7. #7

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    Quote Originally Posted by Lowi View Post
    I think RHB might have some chance.
    Y say so

  8. #8
    Join Date
    Apr 2011
    Posts
    2,810

    Default

    Quote Originally Posted by meow123 View Post
    hi there,

    I tried, but they rejected.

    but I have heard of people getting loan approvals from DBS... for the redlight district regions in geylang.

    I wonder if they place 250k with DBS to get such deals or ?
    I got the loan from DBS (80% in Year 2011) for my apartment in Lor 28. I didn't place any deposit with them. I ever tried OCBC but could only loan 60% though I have saving investments in this bank, instead I don't have any investment with DBS and yet they are willing to loan me full 80%. Maybe because of my 1st ppty, I loan from DBS too and had already cleared the loan.

  9. #9

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    Bank guidelines change now and then. Not everyone knows all guidelines

  10. #10

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    Quote Originally Posted by irisng View Post
    I got the loan from DBS (80% in Year 2011) for my apartment in Lor 28. I didn't place any deposit with them. I ever tried OCBC but could only loan 60% though I have saving investments in this bank, instead I don't have any investment with DBS and yet they are willing to loan me full 80%. Maybe because of my 1st ppty, I loan from DBS too and had already cleared the loan.
    wow... that's v impressive.

    why wouldn't you want to stretch the loan tenure, as it's interest rates are relatively low?

    care to share your thoughts?

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