Why need to write in?
I already point it out here!
Anyway, even I point out here, minority still continue to LIE......
You too! You are no better lah!
So far the HARD-TRUTH I found is DAMNED SOLID:
CPF Life's return if a Male can live till 82 years old = 0.12% (for "Standard" payout)!!!
Mmm, at least NOBODY have FACTS to dispute, not like theirs the "ALTERNATIVE 6.3% CPF guaranteed return" and minority's "PONZI 7.5% CPF return", all have been exposed to be FALSEHOODS lah!
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
Wow, minority is here again to continue his LIES and BULLSHITS.......
You are real famous here for your LIES that all got exposed, especially your famous PONZI 7.5% CPF Life's return!
If your calculation of method can stand up to scrutiny, I believe CPF will be very happy to adopt your calculation method and claim that they pay 15.59% p.a. for your money in CPF Retirement Account (instead of 4-6% that they claim now)!
I wonder who is the BLOODY LIAR..... HERE....
Do your Maths!!!!
AT 55 you have 166K.
AT 65 you draw $1200 pm till 82 DIE!
BEQUEST PAY OUT $94K
HOW MUCH $$$ WAS COLLECTED BY YOU T 82 WHEN DIE???? THE % on CASH OF 166K??
ALL THE NO. ARE IN THE CALCULATOR! SO DONT COME LIE AND BULLSHIT LAH!
WE KNOW YOU ARE A BLOODY FREAKING TROLL!!!
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
minority,
You don't bloody shifting goal post again......
All the while we are using CPF Life "Standard" payout plan for calculation, why you switch to "Basic" payout that we can't compare our previous calculation with?
And this is like the 20th time I am asking you the below questions:
(1) You still haven't answer my questions about your claim that CPF Life's money has been used to buy annuity from insurance company!
ilikeu don't even know there is an "Annuity Premium" that CPF billed our CPF Life's account for it! Even after I told him, he still don't know anything about it! Do you know???
(2) Also, How old does a person need to live in order to get 4% return from CPF Life payout (from 65 years old onwards)?
Why you refuse to answer above 2 questions?
Because you can't or you don't know???
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
All the while, I am using "Standard", the default payout plan.......
And you disputed my figure, yet instead of using "Standard" payout plan, you use "Basic" payout plan to compare to my calculation using "Standard" payout plan, that is like comparing your Orange to my Apple and say I am wrong?
Don't bloody LIE and play your dirty trick this way lah, you bloody swine!
IF BASIC CAN STILL GET PAID $1200 like your say everymth get $1200 WHY MUST I USE BASIC LEH??? U HAVE NAU A NOT??? YOUR NUA GOT WORMS?? OR YOU BO TAO??? XIAO CHOENG NAU AH??
TAM BAI AH???
U ARE THE ONE SAY EVERY MTH $1200... BLAH BLAH BALH
I FACT CHECKED YOUR ASS!!!! ON IT !! CAUGHT YOU LAIRING!!!!
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
minority,
Didn't you claim CPF Life "Standard" payout plan gives 7.5% return in your previous post?
Post of evidence of your LIE is at this URL here:
http://forums.condosingapore.com/sho...ht=#post523905
What you claimed:
Originally Posted by minority
Why after I exposed your LIE, you are not going to defend your PONZI "7.5% return" for CPF Life any more???
Is it because you know you are unable to defend the "7.5%" after being exposed??? Ha ha ha!
Ok ok, You can continue to talk about your Orange and then trying to compare to my Apple BUT we already know why you are resorting to such ruse and shifting goal post and refused to defend your PONZI "7.5% return" for CPF Life "Standard" payout plan anymore........
We all know very well why you play such dirty trick and shifting goal post......
Last edited by teddybear; 13-02-17 at 22:34.
CAUGHT YOU LAIRING AGAIN!Plan LIFE Basic
Monthly payout from 65 $1,192 - $1,318
Bequest left for your beneficiaries at selected ages
Bequest at age 65 $243,577 - $254,555
Bequest at age 75 $183,014 - $194,138
Bequest at age 85 $94,951 - $101,950
Bequest at age 95 $0
SO DONT COME AND LIE AT 85 NO BEQUEST!
at age 55 RA OF $166,00
from AGE 65 to 82 ( 17 yrs) drawing $1200 pm = $244,800
DIES at 82!( Like you say sure die one!) BEQUEST = $94,951
TOTAL $$$ = $244,800 + $94,951 = $339751
I TOLD YOU BASE ON YOUR $1200 pm this is the return base on the pay out and bequest at 82.
NOW U WANT TO PLAY WITH WORD AND CHERRY PICK FACTS?? BLOODY LIAR.!!!
FACT CHECKED YOU AGAIN!!!!!!!!!!!!
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
minority,
Didn't you claim CPF Life "Standard" payout plan gives 7.5% return in your previous post?
Post of evidence of your LIE is at this URL here:
http://forums.condosingapore.com/sho...ht=#post523905
What you claimed:
Why after I exposed your LIE, you are not going to defend your PONZI "7.5% return" for CPF Life any more???Originally Posted by minority
Is it because you know you are unable to defend the "7.5%" after being exposed??? Ha ha ha!
Ok ok, You can continue to talk about your Orange and then trying to compare to my Apple BUT we already know why you are resorting to such ruse and shifting goal post and refused to defend your PONZI "7.5% return" for CPF Life "Standard" payout plan anymore........
We all know very well why you play such dirty trick and shifting goal post......
LOL!!! YOU BLINE OR STUPID??? LET ME HIGHLIGHT FOR YOU IN THAT POST!!!!! KAM GONG!
Plan LIFE Basic
Monthly payout from 65 $1,192 - $1,318
Bequest left for your beneficiaries at selected ages
Bequest at age 65 $243,577 - $254,555
Bequest at age 75 $183,014 - $194,138
Bequest at age 85 $94,951 - $101,950
Bequest at age 95 $0
SO DONT COME AND LIE AT 85 NO BEQUEST!
at age 55 RA OF $166,00
from AGE 65 to 82 ( 17 yrs) drawing $1200 pm = $244,800
DIES at 82!( Like you say sure die one!) BEQUEST = $94,951
TOTAL $$$ = $244,800 + $94,951 = $339751
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
minority,
You are still ANSWERING my QUESTION:
Didn't you claim CPF Life "Standard" payout plan gives 7.5% return in your previous post?
Post of evidence of your LIE is at this URL here:
http://forums.condosingapore.com/sho...ht=#post523905
What you claimed:
Originally Posted by minority
Why after I exposed your LIE, you are not going to defend your PONZI "7.5% return" for CPF Life any more???
Is it because you know you are unable to defend the "7.5%" after being exposed??? Ha ha ha!
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
minority,
It is CLEAR THAT regardless of CPF Life Standard or Basic payout plans, the "7.5% p.a. return" is A BIG FAT LIE!
If you method of calculation is genuine return calculation, I had already shown that using your method of calculation, CPF can also claim they pay 15.59% p.a. interest to your CPF Retirement Account (instead of 4-6% honestly claimed by CPF now)!!!
LOL!!!!!!!!!!!!!!!!!!!!!!!!!!!ROFFLOL!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!ROFFLOL!!!!!!
IS THIS THE BEST YOU CAN DO???????? REPEAT LIKE A PARROT WHEN YOU ARE FACT CHECKED!!!!!
WHAT A FARKING JOKE!!!!!!!!
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
minority,
I am repeating and this like 30th time now AND You are still NOT ANSWERING my QUESTION:
Didn't you claim CPF Life gives 7.5% return in your previous post?
Post of evidence of your LIE is at this URL here:
http://forums.condosingapore.com/sho...ht=#post523905
Why after I exposed your LIE, you are not going to defend your PONZI "7.5% return" for CPF Life any more???
Is it because you know you are unable to defend the "7.5%" after being exposed??? Ha ha ha!
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
“Nothing in the world is more dangerous than sincere ignorance and conscientious stupidity.”
― Martin Luther King, Jr.
OUT WITH THE SHIT TRASH
https://www.facebook.com/shutdowntrs
Wow!
Finally somebody exposed minority as the LIAR!
I also wonder whether the people here are financially ignorant or they so scared of minority they don't even dare to expose him to be lying???
CPF Life give you 7.5% return? Ha ha ha!
GIC, who is managing some of CPF money, is only earning like about 5% now, and they give you 7.5% to subsidize you??? Ha ha ha!
Did anybody notice something peculiar about CPF Life's return???
Shhh, tell you a BIG SECRET: The smaller amount you keep in your CPF Retirement Account, the LARGER return you will get from CPF LIFE!!!
That is to say, you should choose "BASIC RETIREMENT SUM" of $80,500 over "FULL RETIREMENT SUM" of $161,000 to get HIGHER RETURN from CPF Life (even if you live till the same age)!
Don't believe?
Read here!:
http://theindependent.sg/playingrobinhoodwithcpf/
Note the comments in above article:
"Sparring partner and friend Cynical Investor wondered why the more you leave in CPF for your retirement, the less you get proportionately from CPF LIFE payouts from age 65."
"As seen, the FRS is double the BRS but the pay-out is less than double. The ERS is triple the BRS but the payout is less than triple the BRS payout. As a Facebook comment said “I asked the same question. No one knows the answer”."
https://atans1.wordpress.com/2016/02...save-and-save/
Note the comments in above article:
"What is interesting is that the increase in the retirement amounts do not lead to a corresponding increase in the monthly payouts."
You can read more about CPF Life here:
https://atans1.wordpress.com/?s=CPF+Life
Don't say I anyhow make up the above (people have been discussing this everywhere)!
It is whether you are resourceful enough to search for the truth and don't believe all those FALSEHOODS and LIES perpetuated by people like minority and ilikeu!
I am also interested to know what are the returns for CPF Life Standard based on his calculations!
But ilikeu refused to do so!
I won't be surprise if he refused to answer your question!
Why?
Very simple - CPF Life Standard payout plan's RETURN is SO LOW that he scare people will know!!!
Originally Posted by Ilikeu