It depends on how one defines efficiency actually.
The kelong calculations (based on downpayment plus interests paid) % is much higher than the typical yield calculations (based on the full property value). 4% payout can be solid.
And if one can secure a good rental property in overseas markets, the yield pattern is also vastly different.
Originally Posted by
nydeidith
rental properties generally does not provide efficient returns....current prices and yield not attractive....anyways 4% payout target too low...i would do 4M short-term bonds and 1M dividend stocks...target 8% returns per annum
The three laws of Kelonguni:
Where there is kelong, there is guni.
No kelong no guni.
More kelong = more guni.