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Thread: Life is a struggle.You struggle ... again & again. And one day, you trumph

  1. #61

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    Beautiful country, Switzerland with beautiful music background.

    Holiday trip is to reconnect with you loves one, seek relaxation & peace.

    Exercise is for quality of life. It secrete a chemical from the brain called dopamine that makes you happy.

    Music is the medicine of the mind. Help to reduce stress thereby reduce blood pressure & others.

    Life should be more holiday & less stress after retirement.


  2. #62

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    My eldest son (9) came back from school & anxiously ask me what is the meaning of life.
    I was quite surprise as he & his classmate were talking about it. My simple response is that
    Life is a long journey of many sadness (downs) & happiness (ups).


    The journey of life
    -----------------------------------------------------------------------------------------------------------------------
    Sometimes I was alone looking back at the old times

    It was me in the past, full of sadness,anger and frustration

    False blames and accusations (it destroy relationship)

    It caused great feeling of unfairness to build up (unhappiness)

    Always cared a lot about rumours and responses (self esteem )

    Learned the lesson (Pain changes people. Forget about hurt you. Never forget what taught you)

    Led by books and literatures (Good book changes your life)

    After so many years now can see through it all, no longer locking up myself. My chains (negative thought) are gone .

    I feel that I know the way (Good days give you happiness; bad days give you experiences; both are essential to life)

    I won’t be as stupid as before ( A negative thought will never give you a positive life)

    Wipe away the tears (a new beginning of new life) , walk forward relaxed and smiling.

    In fate it was already decided that you be rich or poor,

    If life destines something for you, you will have it in the end.

    If life destines you never to have it, there is no point forcing it.

    What is false will never be true; truth is always true;

    Always believed that silence is gold.

    There is justice is what is right and wrong.

    The person who does good deserves the greatest joy.

    Careful in speaking so not to offend others.

    When cold storms come up, don’t take it too seriously.

    So long as your conscience is clear.

    Confidence fills the heart.

    No need to care about sarcasm (derision, mockery, ridicule) and questioning;

    Let people laugh and condemn as they like (have a peaceful mindset)

    Live on as a cool (positive motivated) and carefree person (Happy person)

    Young people, live on as a cool (positive motivated) and carefree person (happy person).

    Continue to walk on, live on as a cool (positive motivated) and carefree person (happy person)
    .

  3. #63

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    All shall come to past. Cherish the limited time of existence given to us.

  4. #64

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    Quote Originally Posted by azeoprop View Post
    All shall come to past. Cherish the limited time of existence given to us.
    Amen

  5. #65

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    The American has given Asia 40 yrs of prosperity since 1970s. Job hopping is so common in 80s.90s. Some of my friends job hopped >8 times. In the 80s/90s/early 2000s, we have the hard disk ,pager ($300 each) , Motorola V6 handphone , HP Optocoupler IC , fiber etc etc industries booming.


    O/T on Sun was 3x. pay. The rest was 2x pay for the booming hard disk surging demand. O/T >100 hrs/mth. In Motorola profit sharing was 12%-18% of the gross pay .Non-executive gross pay with O/T is 20% > mgr. Some of the senior oprs (Basic $800-$1k) gross pay with O/T > the engineer basic pay which create some unhappiness. My Motorola senior colleagues turned down the offer to be promoted to mgr which mean less 25% to 35% take home pay. At HP, there is also plenty of O/T due to surging demand for Optocoupler IC/Fiber. Miss shipment is common. One of my operator was able to buy a small land in Msia with many years of saving through plenty of O/T. Today, it is totally impossible even with O/T.


    Many things have changed after the once in a century US financial crisis in 2008/09. stagnant pay in some "sunset companies" , job security a problem for late 40s or early 50s employees, high cost of living (milk power), surging housing price , surging insurance premium due to high medical cost etc etc


    AI technologies
    --------------------
    Nearly 1 in 5 SG employees fears losing jobs to automation.In China, at Foxconn, which makes the iPhone. The robots have already replaced about 60k workers. More jobs will be loss by 2025 through automation.


    Protectionism - Global Trade war under Trump
    ----------------------------------------------------
    Trump trade wars with China , Canada , Japan & European union. Let just hope it will be escalated in a real trade wars.


    5G technologies - Everybody loves speed
    ----------------------------------------------
    4G transfer speeds 1 ggb per sec. That means it takes about an hr to download a short HD movie

    5G transfer speeds 10-20 ggb per sec. That means a full HD movie can be downloaded in a matter of second

    China is aggressively developing 5G. The American wants to stop China .
    How does it affect you & me or Singapore as a country if 5G is avail by 2020-2025 ?

    Many bosses are using Whatapps to improve productivities & able to reduce redundant workers.


    Jobs securities - disruptive tech, relocation etc
    --------------------------------------------------
    My friend (Single) was retrenched at age 51 as it was relocated to cheaper country. Many Interviews are a waste of time as most of the bosses prefer fresh & young. Just like men prefer to look for fresh & young girl. That how he feels.


    Terrorism in Singapore a long term threat
    -----------------------------------------------


    Low birth rate in SG
    ---------------------------
    Japan's falling birth rate posing serious problems for economy
    By 2065, it is projected to drop to 88 million from 127 million (2017) if nothing is being done to increase it.
    FYI, Singapore birth rate is even lower than Japan. So SG needs to import immigrants which will cause a lot of unhappiness.


    金钱不是万能的 没有金钱是万万不能的
    Money is not everything no money is totally NO NO NO in SG


    人无远虑, 必有近忧
    If one has no long-term considerations, he can hardly avoid troubles every now and then.; He who has no anxious thoughts for the future will find trouble right at hand.; If a man is not farsighted, he is bound to encounter difficulties in the near future.; Those who do not plan for the future will find trouble at their doorstep.


    For high income earner, CPF (2.5% to 5%) is definitely the safest way to plan for your retirement. High interest rate & risk free guarantee by govt.


    To get better retirement return in the next 20 to 30 yrs, U cannot depend on your salary for retirement if you are middle or lower income group. U need to invest wisely. No greed , no speculative stock, no trading (in/out) of stock, no buying 4D/toto or smoking
    $100-300/mth etc.

    Buy when there is "blood in the street "or extreme fear in the mkt to come. You need ultimate patience to wait for the next crisis to come. It will definitely comes. Buy SG/China three big banks stock , Apple , Amazon , Google , Microsoft etc . Hold for long term 20-30 yrs. DO NOT monitor. Stay true to your investment for the next 20-30yrs.
    Attached Images Attached Images

  6. #66

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    Don't think got another 20-30 years to wait.

    Aiming to exit sit back and relax.



    My Boss share his 10 Keys to property investment.

    # Key 1:
    Start Early – For a Longer Investment Horizon
    (Bought my first HDB in 1988 when I was 24)

    # Key 2:
    Do Not Wait to Save Enough for your Dream Home. That Usually Never Happens
    The whole idea is to gain a FOOTHOLD, no matter how small
    (No 20%, no CPF because Civil servant CPF super low.)

    # Key 3:
    Plan Ahead, Prioritize : Your Lifestyle
    Determines How Rich You Will Get
    (Borrow 6x my monthly salary to renovate and pay in installation.)

    # Key 4:
    Owning More than 1 Property –
    Are you Smarter? Using OPM
    (Start to buy Private after buying my second HDB 10 years later in 2006)

    # Key 5:
    Leverage – Acquiring More with Less
    (Start to Leverage after re programming myself using google and Youtube.)

    # Key 6:
    Buy It, Hold It. Using Time as an Ally for a Higher Rental Yield
    (Time is not on my side, got another 30 years to live if lucky. 8 more month to 55 years old)

    # Key 7:
    Buy at a Fair Market Price
    (All my private and HDB are new launch. 1988 4A 81K, 1996 5I 250K, 2006 2 Bedroom 958sqft 535K, 2011 3 Bedroom PH 1453sqft 1,305,800)

    # Key 8:
    Understand the Locality and Master Plan
    (Only understand go Hawker and wet market nearby good enough)

    # Key 9:
    Leasehold or Freehold? Does it Matter
    (99 or Freehold who cares, all my property 99 still loving it.)

    # Key 10:
    Buy Within Your Means, Do your homework
    (In Singapore you can buy still don't buy, there is nothing more I can say)

    Need help just call or whatsapp 87821025.

  7. #67

    Default

    Quote Originally Posted by cbsh38584 View Post
    The American has given Asia 40 yrs of prosperity since 1970s. Job hopping is so common in 80s.90s. Some of my friends job hopped >8 times. In the 80s/90s/early 2000s, we have the hard disk ,pager ($300 each) , Motorola V6 handphone , HP Optocoupler IC , fiber etc etc industries booming.


    O/T on Sun was 3x. pay. The rest was 2x pay for the booming hard disk surging demand. O/T >100 hrs/mth. In Motorola profit sharing was 12%-18% of the gross pay .Non-executive gross pay with O/T is 20% > mgr. Some of the senior oprs (Basic $800-$1k) gross pay with O/T > the engineer basic pay which create some unhappiness. My Motorola senior colleagues turned down the offer to be promoted to mgr which mean less 25% to 35% take home pay. At HP, there is also plenty of O/T due to surging demand for Optocoupler IC/Fiber. Miss shipment is common. One of my operator was able to buy a small land in Msia with many years of saving through plenty of O/T. Today, it is totally impossible even with O/T.


    Many things have changed after the once in a century US financial crisis in 2008/09. stagnant pay in some "sunset companies" , job security a problem for late 40s or early 50s employees, high cost of living (milk power), surging housing price , surging insurance premium due to high medical cost etc etc


    AI technologies
    --------------------
    Nearly 1 in 5 SG employees fears losing jobs to automation.In China, at Foxconn, which makes the iPhone. The robots have already replaced about 60k workers. More jobs will be loss by 2025 through automation.


    Protectionism - Global Trade war under Trump
    ----------------------------------------------------
    Trump trade wars with China , Canada , Japan & European union. Let just hope it will be escalated in a real trade wars.


    5G technologies - Everybody loves speed
    ----------------------------------------------
    4G transfer speeds 1 ggb per sec. That means it takes about an hr to download a short HD movie

    5G transfer speeds 10-20 ggb per sec. That means a full HD movie can be downloaded in a matter of second

    China is aggressively developing 5G. The American wants to stop China .
    How does it affect you & me or Singapore as a country if 5G is avail by 2020-2025 ?

    Many bosses are using Whatapps to improve productivities & able to reduce redundant workers.


    Jobs securities - disruptive tech, relocation etc
    --------------------------------------------------
    My friend (Single) was retrenched at age 51 as it was relocated to cheaper country. Many Interviews are a waste of time as most of the bosses prefer fresh & young. Just like men prefer to look for fresh & young girl. That how he feels.


    Terrorism in Singapore a long term threat
    -----------------------------------------------


    Low birth rate in SG
    ---------------------------
    Japan's falling birth rate posing serious problems for economy
    By 2065, it is projected to drop to 88 million from 127 million (2017) if nothing is being done to increase it.
    FYI, Singapore birth rate is even lower than Japan. So SG needs to import immigrants which will cause a lot of unhappiness.


    金钱不是万能的 没有金钱是万万不能的
    Money is not everything no money is totally NO NO NO in SG


    人无远虑, 必有近忧
    If one has no long-term considerations, he can hardly avoid troubles every now and then.; He who has no anxious thoughts for the future will find trouble right at hand.; If a man is not farsighted, he is bound to encounter difficulties in the near future.; Those who do not plan for the future will find trouble at their doorstep.


    For high income earner, CPF (2.5% to 5%) is definitely the safest way to plan for your retirement. High interest rate & risk free guarantee by govt.


    To get better retirement return in the next 20 to 30 yrs, U cannot depend on your salary for retirement if you are middle or lower income group. U need to invest wisely. No greed , no speculative stock, no trading (in/out) of stock, no buying 4D/toto or smoking
    $100-300/mth etc.

    Buy when there is "blood in the street "or extreme fear in the mkt to come. You need ultimate patience to wait for the next crisis to come. It will definitely comes. Buy SG/China three big banks stock , Apple , Amazon , Google , Microsoft etc . Hold for long term 20-30 yrs. DO NOT monitor. Stay true to your investment for the next 20-30yrs.
    great sharing. the concerns are indeed real and things certainly are different from the pre lehman. many small companies are struggling to churn out profits. everyone needs to innovate in the new landscape to survive.

  8. #68

    Default



    Life is always a struggle. It's not only about physical work. It's about mental, emotional struggle as well.

    U wake up at 5.30 a.m. to catch a train at 6.30 a.m,. Struggle at your stressful 10-12 hrs “office politics” work.Comes back at home at 8 p.m. and sleeps at 11p.m.Everyday same schedule. No holidays. Sometimes, even on Sundays.

    You keep up your struggling life as u want to feed your family no matter how much it affect him. At times, you will find life meaningless. It is your loves for your family keep you going.If your mind is strong, all difficult things will become easy: You will enjoy the problems and tensions. But If your mind is weak, all things become difficult.Enduring deepening pain (struggle) is how man ascends and become successful.


    There are always difficulties with finances, family, work, etc. You need to find a way to recharge the batteries


    WAYS TO BUILD RECHARGES.
    ===============================
    1) Exercise & drinking water
    Maintain good health is the best wealth. Exercise regularly. Drink more water everyday.

    I love to exercise because It releases happy chemicals (Dopamine) . I felt energetic & prepare me to fight the stress in my daily life.
    Dopamine, a chemical that plays a role in happiness, is a neurotransmitter in the brain that’s necessary for feelings of pleasure and happiness.


    2) WATCH OR READ SOMETHING MOTIVATIONAL
    *If it doesn’t challenge you. It wont change you.
    *Action is the measure of intelligence. “Tell me, I forget. Show me, I remember. Involve me, I understand.
    *A goal with a plan is just a wish.
    *Failure doesn’t mean the game is over.It mean try again with experience.
    *I hated every minutes of training. But I said, ‘Don’t quit. Suffer now and live the rest of your life a champion.
    *I don’t want a perfect life. I just want a happy life.
    *All things are difficult at the start. I.e. Things always get easier if you persevere.
    *If you want to go fast, go alone. If you want to go FAR, go together.
    *Live till you're old, and study till you're old.


    3) Music therapy.
    Listening to music can have a tremendously relaxing effect on our minds and bodies. Music can have a beneficial effect on our physiological functions, slowing the pulse and heart rate, lowering blood pressure, and decreasing the levels of stress hormones. Music, in short, can act as a powerful stress management tool in our lives.

    * Amazing Grace. I once was lost, but now am found. I was blind but now I see
    https://www.youtube.com/watch?v=Jbe7OruLk8I

    *Om Mani Padme Hum - Mantras Tibetanos. Calm your mind. keep Anger at bay.
    https://www.youtube.com/watch?v=zVty9rD4X-o

    *Sarah Brightman & Andrea Bocelli - Time to Say Goodbye.
    https://www.youtube.com/watch?v=g3ENX3aHlqU

    *Leo Rojas - El Condor Pasa - Peaceful.
    https://www.youtube.com/watch?v=8kQZHYbZkLs

    *Jimmy Cliff - I Can See Clearly Now. The "storm" is gone. If you are at peace, you are living in the present.
    https://www.youtube.com/watch?v=KSuB4t3q_dA


    3) Accept that life is always up and down.
    Germany won 2014 world cup. But it was K.O by South Korea in the 1st round (2018). But they will be up again in 2022.

    Good days give you happiness; bad days give you experiences; both are essential to life.


    Enjoy the Song. 太好听了!I am at peace when I listen this Song.

  9. #69

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    Thanks, Life is short tomorrow is another bonus day.

  10. #70
    Join Date
    Aug 2009
    Posts
    3,911

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    Vic... hope to meet you in badminton court

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