Very true. I suspect two groups of people may actually draw more from CPF in their lifetime - the least stressed and the obscenely rich, especially if they incorporated good diet and exercise to their advantage.
The majority of us at this forum, stressed out at work and no time to eat well and exercise well, most likely we will be forking out the bills for the other two groups, unless we attain the stage of passive income handling all our daily expenses and quickly incorporate those factors into our lives. Those in stressful investment schemes also deal with an additional layer of stress that limits one's lifespan.
May all be blessed.