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Thread: I choose this don't know good or bad

  1. #1

    Default I choose this don't know good or bad

    PACKAGE 3: FLOATING FD PROPERTY LOAN RATE_15M PEGGED (2 YEAR PENALTY PERIOD)
    (For completed properties, min $100K Loan outstanding)
    Yr 1: 1.38% (FDPR_15M + 1.13%)
    Thereafter: 1.38% (FDPR_15M + 1.13%)
    The bank’s prevailing FD Property Loan Rate_15M (FDPR_15M) is at 0.25% p.a.

    Partial Redemption Penalty: Nil.
    If loan outstanding fall below $200,000 after partial repayment within the lock in period of 2 years from the date of conversion, a penalty of 1.50% on the prepaid amount will be imposed.
    Partial Prepayment is subject to 1 month written the notice.

    Full Redemption Penalty:
    1.50% on redeemed amount within 2 years from the date of conversion.
    Full redemption is subject to 3 months written notice.


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  5. #5
    Ultimate Underdog
    Join Date
    May 2012
    Posts
    3,764

    Default

    For the extremely kiasee, there is also the 3 year fixed rate. 1.48 till 1.68 or 1.68 fixed.

    Low is here to stay.
    The three laws of Kelonguni:

    Where there is kelong, there is guni.
    No kelong no guni.
    More kelong = more guni.


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  7. #7

    Default

    Quote Originally Posted by Kelonguni View Post
    For the extremely kiasee, there is also the 3 year fixed rate. 1.48 till 1.68 or 1.68 fixed.

    Low is here to stay.
    Most still believe interest rate going up because they don't believe in Money printing.

    Maybe Singapore currency should show the Bank that prints it just like HK currency.

    https://www.google.com.sg/search?q=H...w=1094&bih=487



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  10. #10

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    Thanks for the article, repriced loan at FHR9 + 1.05



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