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Thread: Why OCBC OHR rate is the best in market!

  1. #6

    Default

    Quote Originally Posted by MortgageGuru View Post
    this is based on individual profile.
    True, when they have enough of this people guess they will start to think.


  2. #7

    Default

    I was offered these 2 OHR packages

    1) Fixed (2 year lock)

    1.85% (OHR Fixed + 0.85%)
    1.85% (OHR Fixed + 0.85%)
    1.90% (OHR + 0.90%)
    2.00% (OHR + 1.00%)

    2) Floating (2 year lock)

    1.65% (OHR + 0.65%)
    1.65% (OHR + 0.65%)
    1.70% (OHR + 0.70%)
    1.80% (OHR + 0.80%)

    Which is a better bet?


  3. #8

    Default

    Quote Originally Posted by wildfaye29 View Post
    I was offered these 2 OHR packages

    1) Fixed (2 year lock)

    1.85% (OHR Fixed + 0.85%)
    1.85% (OHR Fixed + 0.85%)
    1.90% (OHR + 0.90%)
    2.00% (OHR + 1.00%)

    2) Floating (2 year lock)

    1.65% (OHR + 0.65%)
    1.65% (OHR + 0.65%)
    1.70% (OHR + 0.70%)
    1.80% (OHR + 0.80%)

    Which is a better bet?
    Why were you tied with a lock in? There should not be any lock in besides 1 year refinancing penalty.


  4. #9
    OCR properties going to crash! teddybear's Avatar
    Join Date
    Mar 2009
    Posts
    10,786

    Default

    What is OHR?

    Quote Originally Posted by wildfaye29 View Post
    I was offered these 2 OHR packages

    1) Fixed (2 year lock)

    1.85% (OHR Fixed + 0.85%)
    1.85% (OHR Fixed + 0.85%)
    1.90% (OHR + 0.90%)
    2.00% (OHR + 1.00%)

    2) Floating (2 year lock)

    1.65% (OHR + 0.65%)
    1.65% (OHR + 0.65%)
    1.70% (OHR + 0.70%)
    1.80% (OHR + 0.80%)

    Which is a better bet?


  5. #10

    Default

    Quote Originally Posted by teddybear View Post
    What is OHR?
    OCBC HOME RATE (Long term average of 1 & 3 months SIBOR for the past 12 years)


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