Hi all, would like to seek advice about the refinancing, thanks in advance.
I received an letter from OCBC informing me that the 36-month S$ Time Deposit Rate will be increased from 0.65% (1.65%) to 0.95% (1.95%) on 2 Aug 2018 for the mm condo I purchased in Oct-2016. And after calling the bank, they gave me the following option without any additional fee, so now should i do refinancing and if yes, which option to choose?