Hi Gurus,
Me newbie at this... would appreciate any recommendations or suggestions for refinancing my apartment. My agreement ending in Dec13... some friends have told me to start looking around as the process to refinancing may take months.
Which banks offer the best rates now?
What are the pros and cons of fixed and floating?
Would it make any difference if refinancing for rental property vs own stay property?
What about legal fees, stamp duties.... etc?
Thank you in advance