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Thread: Sell HDB or Keep?

  1. #211
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    sad to see that those from so called good schools are really not so nice to each other ...


    i dont see people from Changkat changi fighting here with people from Eling north school .. etc etc

  2. #212
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    Quote Originally Posted by teddybear
    You St Josephians?
    Yes Sir!

  3. #213
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    Quote Originally Posted by Lord Anus
    he is SJI chow ah kwa
    I go take my humongous rod and knock you over the head with it can?

  4. #214
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    Quote Originally Posted by proud owner
    sad to see that those from so called good schools are really not so nice to each other ...


    i dont see people from Changkat changi fighting here with people from Eling north school .. etc etc
    Those types... you will probably see more at Downtown East chasing others with parangs

  5. #215
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    No wonder nowsadays people are more particular about sending their kids to the good schools! (Don't get into bad influence! At least no gangsters!). Read in newspapers a few days ago that gangs are alive and thriving even better because their young gang members are indistinguishable from other youngsters until, well, they weep out their swiss army knives!
    Heard from several friends that they saw glue-sniffing youngsters wearing neighbourhood schools' uniforms hanging around in HDB void decks (in different estates)! I ask myself do I want to send my kids to these neighbourhood schools? Why these are happening now and more blatant than previously (say >10 years ago)?

    Quote Originally Posted by Geylang OKT
    Those types... you will probably see more at Downtown East chasing others with parangs

  6. #216
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    Ladies included. If planning to stay in condo and not enough money, sell hdb lor. Can buy a big condo and sell 10 yrs later and buy back hdb, the profits from the sale of condo could give u a free hdb plus some cash to enjoy life.

  7. #217
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    Quote Originally Posted by teddybear
    No wonder nowsadays people are more particular about sending their kids to the good schools! (Don't get into bad influence! At least no gangsters!). Read in newspapers a few days ago that gangs are alive and thriving even better because their young gang members are indistinguishable from other youngsters until, well, they weep out their swiss army knives!
    Heard from several friends that they saw glue-sniffing youngsters wearing neighbourhood schools' uniforms hanging around in HDB void decks (in different estates)! I ask myself do I want to send my kids to these neighbourhood schools? Why these are happening now and more blatant than previously (say >10 years ago)?
    last time all those sio de oh, ang soon tong, hai kim kia etc all got code of conduct and tradition one. now where got such thing? all the young ones today in gangs join to exi borat over petty things

  8. #218
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    Heard from friends who are teachers from elite schools that students in those schools have Attitude problem. It boils down to their parents.

  9. #219
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    Quote Originally Posted by DC33_2008
    Heard from friends who are teachers from elite schools that students in those schools have Attitude problem. It boils down to their parents.
    Attitude problem or elitist problem still better than to go around slashing and killing folks around you lah

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    Quote Originally Posted by gfoo
    last time all those sio de oh, ang soon tong, hai kim kia etc all got code of conduct and tradition one. now where got such thing? all the young ones today in gangs join to exi borat over petty things
    wah, you also play number one. not just district number but also pai kia number.

    oh yah i remember. acs was 18 sio or 24 one. 369 is new compared to those.

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    Quote Originally Posted by Geylang OKT
    Every where you post.... you like to pick a fight with everyone?
    dun pray pray... maybe he is the sio kun tong "first route marshal", the dragon head leh.... your geylang OKT bosses' bosses' bosses' big boss. tomorrow scarly you ganna chop kkj..

  12. #222
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    Quote Originally Posted by Geylang OKT
    Attitude problem or elitist problem still better than to go around slashing and killing folks around you lah
    helo those elitist gangsters from 999 gang one do a lot worse things than slashing and killing lor.. although end result is the same: MAKE YOU SUFFER TILL YOU DIE

  13. #223
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    Got such thing as elitist gangsters?
    Elitists still better than gangsters for watever attitude they have is their own problem, better than go around slashing people.

    Quote Originally Posted by Lord Anus
    helo those elitist gangsters from 999 gang one do a lot worse things than slashing and killing lor.. although end result is the same: MAKE YOU SUFFER TILL YOU DIE

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    Quote Originally Posted by teddybear
    Got such thing as elitist gangsters?
    Elitists still better than gangsters for watever attitude they have is their own problem, better than go around slashing people.
    got...lightning gang 999...

    wah u a bit thick ah? hahaha

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    Quote Originally Posted by Lord Anus
    got...lightning gang 999...

    wah u a bit thick ah? hahaha
    hint: not ang soon tong or sio koon tong or chiam see tong ah...

  16. #226
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    Quote Originally Posted by teddybear
    Got such thing as elitist gangsters?
    Elitists still better than gangsters for watever attitude they have is their own problem, better than go around slashing people.
    he talking about mata lah

  17. #227
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    Lol this thread has gone way off topic haha.. I remember when I was still in secondary school (Neighbourhood), a guy took a coffee glass mug and smashed it right to another guy's head while he was having lunch.. It's over a girl.. The victim's head bled like a waterfall and a huge fight broke out in the school canteen..

    I doubt you get to see scenes like that in the better schools?

  18. #228
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    Never heard that such thing ever happened before in the good schools.

    Quote Originally Posted by Nestor
    Lol this thread has gone way off topic haha.. I remember when I was still in secondary school (Neighbourhood), a guy took a coffee glass mug and smashed it right to another guy's head while he was having lunch.. It's over a girl.. The victim's head bled like a waterfall and a huge fight broke out in the school canteen..

    I doubt you get to see scenes like that in the better schools?

  19. #229
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    got, just get kaki from other school do it, then later buy everyone tiger and chir char, or open bottle at canto

  20. #230
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    Quote Originally Posted by Nestor
    Lol this thread has gone way off topic haha.. I remember when I was still in secondary school (Neighbourhood), a guy took a coffee glass mug and smashed it right to another guy's head while he was having lunch.. It's over a girl.. The victim's head bled like a waterfall and a huge fight broke out in the school canteen..

    I doubt you get to see scenes like that in the better schools?

    Better school students only beat up bus driver

  21. #231
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    Quote Originally Posted by teddybear
    Never heard that such thing ever happened before in the good schools.

    whats the name of that guy ??

    who embezzled millions , forging signatures .. flew to Australian casinoes to gamble ... now in jail for LIFE ..

    he was from a good school ..

    they dont slash or smash glasses into others head .. but they commit crime of much bigger proportion ..

    those are more dangerous ...they plot .. they scheme ..

    we only take note and criticise and punish he who rapes .. but we tend to forgive those who plots to rape ...

  22. #232
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    Pai Kia cheong Ahhhh!!!!

  23. #233
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    Quote Originally Posted by Lord Anus
    dun pray pray... maybe he is the sio kun tong "first route marshal", the dragon head leh.... your geylang OKT bosses' bosses' bosses' big boss. tomorrow scarly you ganna chop kkj..
    My kkj got protective armour wan you know

  24. #234
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    These people are still very much less dangerous than those people who slash and kill others. Even the laws says so - the white collar crimes (former) have no caning, whereas violent crime (latter) comes with caning. Nobody wants to be anywhere in Singapore and get slash, raped, &/or killed. Money lost never mind because our live are at least still intact. That is why Singapore is still a better place to live in than USA, despite all the cries about more democracy in US etc.

    Quote Originally Posted by proud owner
    whats the name of that guy ??

    who embezzled millions , forging signatures .. flew to Australian casinoes to gamble ... now in jail for LIFE ..

    he was from a good school ..

    they dont slash or smash glasses into others head .. but they commit crime of much bigger proportion ..

    those are more dangerous ...they plot .. they scheme ..

    we only take note and criticise and punish he who rapes .. but we tend to forgive those who plots to rape ...

  25. #235
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    Tip.... get into the stock market scene now as QE II is making big big money come our way! Get in now or get in at higher prices later!

  26. #236
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    i'm starting to wonder with all this QE, are we really making big money or are we merely keeping abreast with inflation.

  27. #237
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    in reply to proud owner question. Is this the guy you talking about?

    http://infopedia.nl.sg/articles/SIP_422_2005-01-25.html

    Longest jail term for the worst case of commercial fraud in Singapore
    By Nureza Ahmad written on 2004-04-05
    National Library Board Singapore
    Comments on article: InfopediaTalk
    On 2 April 2004, Chia Teck Leng was sentenced to 42 years in jail, the longest jail term meted out for the largest case in commercial fraud in Singapore to date. Chia was a finance manager at Asia Pacific Breweries when he forged documents to swindle banks out of S$117 million over four years to feed his gambling addiction. Previously, the worst commercial fraud case was held by Singapore Airlines' employee Teo Cheng Kiat, who embezzled S$35 million from the airline for over 13 years. He was convicted in 2000 and jailed for 24 years for the crime.

    Description
    The accused
    Chia was an accountancy graduate who began his career at the, now-defunct accounting and consultancy firm, Arthur Andersen. He moved on, attaining several top positions in various companies including the post of assistant vice-president at the United Overseas Bank, a mergers-and-acquisitions manager at Jack Chia-MPH and a financial controller at Swire Pacific Offshore Services. He then joined Asia Pacific Breweries (APB) on 20 January 1999 as its finance manager. APB is considered one of the region's largest breweries with sales of $372.7 million and an after-tax profit of $38.6 million in 2001. The job required him to travel and paid him a tidy salary of between $200,000 and $300,000 a year.

    By all accounts, Chia, 44, was said to be a non-descript, mid-level executive who got along well with his colleagues. He lived with his wife, a teacher, and their two teenage sons in a St Francis Lodge condominium, off Serangoon Road. Little did his colleagues and family knew that the hard-working executive Chia was leading a double life. Chia was a frequent patron of casinos in Australia, Britain, Hong Kong, Malaysia, Cambodia and the Philippines. He was so well- known in some casinos that the casino operators would personally invite him to their betting halls and fly him there in their private jets. He was known to get the VIP treatment at the Crown Casino in Melbourne, Australia, and even stayed in its most expensive room costing A$25,000 a night on his visits there. The gambler Chia even had a Chinese national girlfriend, 23 year old, Li Jin, whom he considered his lucky charm.

    Chia had been a habitual gambler since 1994. Over the years, he swung from being plunged deep into gambling debts to winning large sums of money. However, his luck turned for the worse in 1998. In a two-week gambling spree, he lost all his previous winnings of $1 million, and chalked up new debts. By the time he joined APB in 1999, he was heavily indebted.

    The charges
    Chia was accused of forging documents, cheating several banks over a period of four years, between February 1999 to March 2003. The forged documents, known as certified extracts of board resolutions, deceived the banks into extending him credit and loan facilities in the name of APB, with him as the sole signatory. He forged signatures of top APB executives, like its chief executive Koh Poh Tiong, and then-Fraser and Neave's managing director, Tan Yam Pin. Fraser and Neave owns 37.9 % of APB.

    Chia was arrested on 2 September 2003 by the Commercial Affairs Department. He was first charged in court on 4 September, on two counts, one of cheating and one of forgery involving S$3 million. He was first accused of cheating a Scandinavian bank, Skandinaviska Enskilda Banken (SEB) in February 1999 of giving him $3 million in credit. As investigations continued, more charges were levelled against him.

    By 11 September 2003, he faced eight new charges. He was accused of cheating four banks into giving him a total credit of about S$113 million; one Scandinavian bank, two Japanese banks, and one German bank.

    On 17 September 2003, 18 more charges were added on. These included new charges of money withdrawals from banks, such as US$25 million from SEB, and US$10 million from Sakura Bank.

    On 24 September, he was charged with four more counts of forgery. This time of opening a schedule of fixed deposit with Citibank, and transferring legitimate funds from APB's OCBC bank account to the fictitious Citibank account.

    Thus, Chia faced 32 charges by the end of September. He was also denied bail in October, fearing he would abscond if released as he was known to have overseas personal bank accounts of which he had refused to divulge details to investigators. The charges against him did not abate and on 5 December 2003, 14 new charges were added to the existing 32, bringing the total number of charges against Chia to 46.

    The 46 charges comprised 14 charges of forgery and 18 of cheating four foreign banks of about S$117 million, four charges of criminal breach of trust of S$53 million, two of money-laundering, and eight of abetting his girlfriend, Li Jin, to use a forged passport. Li, purportedly used the forged Taiwanese passport to enter and leave Singapore between November 2002 and January 2003. With the embezzled money, Chia was said to have led a high-spending lifestyle, lavishly buying branded goods for himself, his girlfriend and his friends. For instance, he bought a $150,000 Mercedes Benz, a $530,000 apartment in Grange Road, and gave gifts totalling more than $300,000 to various people.

    With these 46 charges facing Chia, he was ordered to stand trial in the High Court on 26 March 2004 in what is considered the biggest case of financial fraud in the history of Singapore.

    The sentence
    On 2 April 2004, Chia was convicted by the High Court after pleading guilty to six charges of forgery and eight charges of cheating. Another 32 charges were considered during sentencing. High Court Judge Tay Yong Kwang sentenced him to 42 years in jail, the longest jail term ever given out for a commercial crime. In all, Chia had swindled the banks of more than S$117 million, losing S$62 million in casinos around the world. Only S$34.8 million has so far been recovered.

    Judge Tay noted how Chia had managed to deceive banks undetected over a period of four years, reiterating the prosecution's stand that Chia's crime was the work of a "criminal genius". He dismissed Chia's mitigating plea that the banks were the ones who had approached him first, offering to lend him cash; that the banks had been too naive, trusting and negligent, making it easy for him to commit the crimes. Judge Tay emphasised that bankers are eager to forge business relationships, and not be the unwitting victims of forgery. Judge Tay had also presided over the case of commercial fraud by Singapore Airlines' employee, Teo Cheng Kiat which had previously been regarded as the worst case of commercial fraud.


    Quote Originally Posted by teddybear
    These people are still very much less dangerous than those people who slash and kill others. Even the laws says so - the white collar crimes (former) have no caning, whereas violent crime (latter) comes with caning. Nobody wants to be anywhere in Singapore and get slash, raped, &/or killed. Money lost never mind because our live are at least still intact. That is why Singapore is still a better place to live in than USA, despite all the cries about more democracy in US etc.

  28. #238
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    Quote Originally Posted by Geylang OKT
    Tip.... get into the stock market scene now as QE II is making big big money come our way! Get in now or get in at higher prices later!
    Too slow liao, it was all over the news.

  29. #239
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    Quote Originally Posted by rattydrama
    Too slow liao, it was all over the news.
    Nope... it was wait and see till last night. You are still not too late

  30. #240
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    Dow nrly gained 2%...wow...so bullish meh..

    next wk gd time to take some profit off the table?

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