Please share your views, I am the affected lot. M waiting for market to crash with enough cash for Private. Now I can qualify for EC, should I change my target? Have been waiting eagerly to jump in for a freehold apartment, have always favour FH. EC is LH99, but compared to LH mass condo, it is v much cheaper. The only difference is to hold it for at least 10 years. It makes no diff to me since it will be for own stay, or rather long term investment. Good news for revised income ceiling, but at the same time, caught in a dilema