bcoz u get ID mah....if u get direct contractors....6-8k will doOriginally Posted by latour
simple reno no nid ID one la....y let them earn???
u will be surprised contractors got ready design template too
Exalted
bcoz u get ID mah....if u get direct contractors....6-8k will do
simple reno no nid ID one la....y let them earn???
u will be surprised contractors got ready design template too
Senior
They have never quoted on the spot for me (or is it me?)... Sigh! If only they can be so flexible.
Senior
Only 1 out of the 4 units I visited in IMM replied... the others all disappeared!
Last edited by ysyap; 22-12-11 at 11:29.
Exalted
u asking them to reno wat??1 out of the 4 units I visited in IMM replied... the others all disappeared!
just ur toilet isit? :P
Senior
Mine's a 1500sqft. Anyway, only do minor carpentry work so maybe they don't bother but still such attitude is totally undesirable in a society where our govt is pushing for good service and collect taxes for it.
Senior
Master bedroom wardrobe. Study table and cupboards plus another room's cabinets as well as TV console and feature wall... should be about $20k but they don't seem to be interested... sigh!
Exalted
nvr reply u doesnt mean bad attitude leh.....LOLMine's a 1500sqft. Anyway, only do minor carpentry work so maybe they don't bother but still such attitude is totally undesirable in a society where our govt is pushing for good service and collect taxes for it.
flip sat classified la.....
Exalted
actually quite alot of work leh.....Master bedroom wardrobe. Study table and cupboards plus another room's cabinets as well as TV console and feature wall... should be about $20k but they don't seem to be interested... sigh!
try chew interior
http://www.chewinterior.com/
Senior
Ok ok... not bad attitude but certainly bad service... basic service required mah....nvr reply u doesnt mean bad attitude leh.....LOL
flip sat classified la.....
Junior
Ok ok... not bad attitude but certainly bad service... basic service required mah....
chinese new year around the corner...all rushing work to be completed...
Senior
Told all of the ID companies I only need to start work after CNY... maybe in March even...chinese new year around the corner...all rushing work to be completed...
Senior
Any particular reason for your recommendation?
Exalted
They quote me on the spot....wakakaka
Senior
http://sg.news.yahoo.com/banks-stash...162822338.html
FRANKFURT, Germany (AP) — Banks from the 17 countries that use the euro stashed euro347 billion ($453 billion) overnight with the European Central Bank on Thursday, in another sign that Europe's debt crisis is still putting pressure on the banking system.
The figure announced Friday is the highest for 2011, topping euro346.4 billion earlier this month.
Banks use the deposit facility every day in fluctuating amounts to offload excess cash. Heavy recent use suggests that even as the ECB makes more credit available to banks they are depositing some of it — temporarily at least — back with the central bank at low interest rates rather than lending.
One reason to park money in the facility is that banks are unwilling to lend to other banks for fear they won't be paid back.
Europe is suffering from a debt crisis marked by concerns that heavily indebted governments such as Italy may be unable to pay off their bonds. That means trouble for banks because they typically hold government bonds.
The large deposits follows Wednesday's massive central bank credit operation, in which the ECB let banks borrow as much as they wanted for up to 3 years. The credit offer was part of a package of bank support measures announced Dec. 8. As a result 523 banks took euro489 billion, the largest ECB loan operation in the 13-year history of the euro. Another three-year credit offering will be held Feb. 28.
The European Central bank has stepped up lending to banks to help them get through the crisis. Some of the banks are finding it extremely difficult to raise money elsewhere, so the bank steps in as lender of last resort, a typical role for central banks in times of turmoil.
The bank has refused to play the same role for governments by buying large amounts of their bonds, saying they must get their debts under control through their own efforts and not wait for a central bank rescue.
It underlined that stance again on Friday by holding down its purchases of government bonds to only euro19 million. The ECB has been buying government bonds on a limited scale, which has helped drive down the borrowing rates that Italy and Spain face in the bond market.
But it says the program is not infinite and that governments must not rely on central bank efforts to lower their borrowing costs. That must be down, ECB head Mario Draghi says, by getting deficits under control and taking steps to improve growth.
It bought a minimal euro3.36 million last week. That makes two weeks of near-negligible purchases, following euro635 million the week ending Dec. 9 and euro3.66 billion the week ending Dec. 2.
Italian 10-year bond yields remained elevated Friday at 6.90 percent, another sign that the markets remain fearful of a default by the eurozone's third-largest economy. Before the crisis spread to Italy, it was able to borrow at under four percent as recently as October 2010.
European governments are trying to win back the confidence of bond market investors by reducing deficits, a difficult job in a slowing economy. Italian Prime Minister Mario Monti won approval Thursday from the Italian Senate for euro30 billion in additional cutbacks and revenue increases.
Greece is working on a deal to cut its debt by making bondholders accept a bond exchange that would mean a 50 percent reduction in the value of their investments. The bondholders could accept that instead of the larger losses that would come from a disorderly default not agreed in advance.
A top ECB policymaker said in an interview published Friday that the central bank could use its power to create new money to buy financial assets if a deteriorating economy threatens the eurozone with deflation — falling prices.
Lorenzo Bini Smaghi, who is leaving office next week, was quoted by the Financial Times as saying he saw "no reason" why the bank could not use the technique, called quantitative easing by economists. Both the U.S. Federal Reserve and the Bank of England have used it after lowering interest rates to record low levels and finding that their economies still needed more stimulus.
The ECB's mandate is to provide price stability, so fighting deflation could be consistent with that. At the moment, however, inflation is running at 3.0 percent, well above the ECB's goals of just under 2 percent.
Newbie
Majority PRs hardly into 2nd property ...from conversations with colleagues. they find singapore too expensive compared to their home country's no impact for PRs as there's no intention
Newbie
Ya, Singaporeans are the ones buying 2nd or 3rd properties, because we got no where to go, and our family clan is expanding, we need extra homes and this is our home, Singapore! No matter how expensive we still buy.... If don't believe u ask the singaporeans
Senior
We save too much in CPF and the return is too little for retirement.
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