Hi,
What the best fix rate for completed property now ?
Thanks in advance
Hi,
What the best fix rate for completed property now ?
Thanks in advance
3yrs fixed not so gd leh....bcoz the spread is 1.25% thereafter.....
So in the end i refinance the package wif lowest spread throughout as i feel tat int rate may only rise gradually or even stay flat for nxt 3yrs....
DBS 2+2Originally Posted by marktkt22
First 2 years fixed at 1.38% with an option to extend to 4 years.
If option activated, will be 1.38% for 4 years.
Better than Citibank 1.80% fixed 5 years.
Thanks, that sound good . ...
Originally Posted by kranjipioneer
How about Standard Chartered fix rates?
My preferred bank is scb but dbs rate look really gd....
SCB offering 2-year fixed rate at
1st year: 1.15%
2nd year: 1.45%
or
1st year: 1% fixed
2nd year: sibor + 1.05%
Good?
depending on quantum and LTV..
BoChina offers 1.22%, 1.33%, 1.45%, 3M SIBOR + 1.1% with LTV 70%, min 500k.
Citibank offers 1.35% y1-3, 1M/3M SIBOR + 1.15%, min 300k.
you can try out FindaHomeLoan.sg. My new portal to provide a service to home owners like myself. Comments are appreciated.
Originally Posted by kranjipioneer
For this DBS fixed rate pkg, u have to buy mortgage insurance. If u do not buy, then it's 1.48% for the 1st 2 years.
Look quite informative...Originally Posted by newbie11
rate should start to increase beginning of 2014, but won't be much though. On the other hand, property prices will start to increase with rate (ops, CCR only because OCR peak liao since not affected by CMs so far).
Originally Posted by devilplate
Thank you for kind comments.Originally Posted by land118
Thanks everyone for the support! Find A Home Loan is Standard Chartered #1 broker in 2013.