Newbie
Dear All,
I have called the architect for this project this morning...According to the architect, the demolition works will commence by end of July 2013.. For foundation works, it is expected to be completed by End December 2013....
The targeted TOP date is March 2015.
Newbie
Foundation works so fast, like that must prepare the 10% soon.Originally Posted by rontan_83
Junior
If you loan from the bank 80%, the bank will disburse it and you repay the bank monthly using CPF or cash.Foundation works so fast, like that must prepare the 10% soon.
Newbie
my bank loan will kick in when the 5% for the partition walls come in
the first 40% must be in cash $$$$$$
Newbie
80% that's where the problem lies
Newbie
Hi, isn't there progressive payments for the 80%?
Newbie
Sorry I meant the problem is I didn't borrow 80% so like Babyt I will start paying when they start calling for the funds. Sorry if I caused any confusions
Newbie
Dunno my open roof balcony can put in this swing chair?
Newbie
BabyT....put it for what...u can only see chicken touting for client....it is an eyesoreDunno my open roof balcony can put in this swing chair?
Newbie
I m waiting to spray water gun from my unit down. I said that many times.
maybe add some black ink to spolit dirty their makeup and hot pant.
Newbie
The balcony is so small. Have to swing inside loh.
Newbie
i reckon that BabyT is property agent....Since day 1 u only saying good things about one loft...I m waiting to spray water gun from my unit down. I said that many times.
maybe add some black ink to spolit dirty their makeup and hot pant.
Newbie
For the benefits of all those affected,
(A) Purchase Price (Before Discount) : S$750k
(B) Discount -10% : S$75k
(C) Discount : S$10k
(D) Purchase Price (After Discount) : S$665k
1. Stamp Duty + Additional Stamp Duty (5%) (If for investment)
(A) is being used as purchase price.
Stamp Duty = S$54,600
(D) is being used as purchase price.
Stamp Duty = S$47,800
Under common practice, (A) is being used as purchase price
2. Bank Loan
(A) is being used as purchase price in the bank loan.
80% = S$600,000 (Need to pay S$150k upfront)
(D) is being used as purchase price in the bank loan.
80% = S$532,000 (Need to pay S$218k upfront)
We thus have a scenario where IRAS charge a stamp duty on the higher
purchase value (not beneficial to buyer) and MAS restricting the loan amount to a lower value (not beneficial to buyer) which is atrocious but is a reality and common practice.
Also, the difference in the bank loan has to be topped up fully when the first 10% is being called up. (S$68k as above) and is NOT to be topped up progressively. (advised by the lawyer). This is because MAS has a regulation that full purchase price has to be contracted via a bank loan with the difference in cash.
Hope this help.
Newbie
I invite u to my house n have tea at the open balcony. we can 'beo' at the chickens downstair.
Newbie
do u want IRAS to revise the stamp duty payment?
Newbie
rontan (I often typed as rotan *pain pain*)
are u sporty? got join upcoming triathlon in sept??
Newbie
No..i will not join
东方
Newbie
There are more photos here
http://news.omy.sg/News/Local-News/Y...ang-Yao-185129
Newbie
good. do more raids there...by 2015 all will move to somewhere else.
Newbie
HIV is known to be able to spread through saliva and bite wounds are particularly full of bacteria and other contaminants. This Prositute should be screened for HIV and other sexually transmitted diseases e.g. Hep B, syphillis, gonorrhoea etc. This is what happens when vice is not cleared out in it's infancy, they simply just become more daring and openly peddle their trade in borad day light.
half beast half freak
y the master bedrm + toilet so small?
Newbie
Its meant for slim n beautiful ppl. I would prefer one big toilet though. Dunno y one bedder needs 2 toiletsy the master bedrm + toilet so small?
Junior
Sign.... your 1 bedder has 2 toilets whereas my 2 bedder has 1 toilet only.
Junior
Wow, I was at Geylang that morning to have my dim sum at Lorong 17, then later went to Lorong 28. Never went to Lorong 24 on that morning which I normally did if I go to Geylang to see my uc apartment.
东方
Newbie
It's for people who wants to rent it out.
If you put a door at the stairs and one after the small kitchen, then you can rent out as 2 complete master bedroom with toilet of its own.
Junior
No need. Normally we will either turn in from Lor 30 or Lor 31. Depending on which way we come from (Guillermard or Sims).
Newbie
I convert 1 toilet to bedroom lor.Sign.... your 1 bedder has 2 toilets whereas my 2 bedder has 1 toilet only.
Newbie
mind to elaborate for the conversion of toilet to bedroom?I convert 1 toilet to bedroom lor.
Posting Permissions
Reply With Quote