Lion king, lim peh today will do my best to unlock your 3rd ass(oops paiseh, type too fast... 3rd eye)...
Can I ask u a few question first to confirm my understanding before I give u my anal ysist..... Hahahahahaha
When did this couple buy the house????
What was the downpayment????
This family got help from parents or not?????
This family kana SSD or not????
How long this family has been holding on to this unit????
This family - did they buy a hdb or not????
Brudder, you will find your answer when u answer those questions.... Hahahahahahahahahahahahahaha
Today, lim peh good mood....
Refer to past CM to determine your answer..... Hahahahahaha
That's why u did not study your CMs well and understand what impact it left.... HAHAHAHAHAHAHAHA
My kan cheong...... Take a few deep breath.... Hahahahahaha