5-10% borrowers over-leveraged on property purchases: MAS

[狮子王]

Dear Highly Respected PM, this year NDP rally:


I hope you would talk about the danger of over borrowing from the banks. That would be a very very interesting topic. And you can bring up examples of such consequences- That would captivate the audience indeed.

Or you can keep the speech shorter and invite Mr Khaw or Tharman to speak during the rally. In that manner, PM can rest during the second part and enjoy the rally together with us.



A FULL 15 mins or more of this portion of the speech ( by PM, Ah Khaw or Tharman) will DRILL THE MESSAGE EFFECTIVELY ACROSS .

5 mins : PM Introduction and do a bit of explanation on the problem of over borrowing from the banks. Especially the 5% over borrowers. ( remember to show real life examples of asset bubble like Japan,USA or Spain ).

5 mins: Tharman explains how MAS is tackling the problem of overheating property markets and the Cooling Measures and the logic behind.

5 mins: Ah Khaw will present the progress of the supply of HDB into the market and how that will keep the asset value of the middle income group safe and keep supply stable.

[chestnut]

Read the message

Read the message

http://www.todayonline.com/singapore...m-urges-youths

[chestnut]

BELIEVE IN YOURSELF

I am so proud of all the new gen... Very daring, very smart, very courageous... Willing to fail and get up quickly...

Not like the older gen, so Kia see.... This cannot, that cannot....

The kid climb up ladder. Straight away shout, be careful, don't fall.... we lau, befor the kid can climb, u already scaring the kid and telling the kid, please don't climb

imagine mother bird telling baby bird, you cannot fly one lar

The new generation will bring Singapore to new heights....

Look at the new Lee, look at Tharman... Can compare with The old guards??? YES... Must thank the old guards for trusting the new guards and not talking the down. Must thank the old guard for not keep saying "don't take risk"... Look at MBS... If they didn't take risk, what would have happened???

Some old gen here still cannot see the future

The world just moving too fast for them..... Cannot compete liao....

[chestnut]

Don't let anyone talk you down.... Remember, you are the next leaders

The new gen - believe in yourself and bring Singapore to the new HEIGHTS. Do not let anyone talk you down!!!!!!!

BELIEVE IN YOURSELF. SINGAPORE DEPENDS ON YOU

[狮子王]

Dear Highly Respected PM, this year NDP rally:


I hope you would talk about the danger of over borrowing from the banks. That would be a very very interesting topic. And you can bring up examples of such consequences- That would captivate the audience indeed.

Or you can keep the speech shorter and invite Mr Khaw or Tharman to speak during the rally. In that manner, PM can rest during the second part and enjoy the rally together with us.

A FULL 15 mins or more of this portion of the speech ( by PM, Ah Khaw or Tharman) will DRILL THE MESSAGE EFFECTIVELY ACROSS .

5 mins : PM Introduction and do a bit of explanation on the problem of over borrowing from the banks. Especially the 5% over borrowers. ( remember to show real life examples of asset bubble like Japan,USA or Spain ).

5 mins: Tharman explains how MAS is tackling the problem of overheating property markets and the Cooling Measures and the logic behind.

5 mins: Ah Khaw will present the progress of the supply of HDB into the market and how that will keep the asset value of the middle income group safe and keep supply stable.,

[indomie]

Don't let anyone talk you down.... Remember, you are the next leaders

To aim for mediocre or to aim for greatness, the effort is the same, the pain is the same, the time spend is the same. Only the risk is a little different. Welcome to the brave new world, where everybody is as smart as you are. So you have to be faster than the rest.

[chestnut]

THEY WILL NOT ANNOUNCE ON TV LAR.... THEY WILL JUST IMPLEMENT COOLING MEASURES LAR....
WE ARE NON A NANNY STATE. HAHAHAHAHAHA

[chestnut]

THE NEW GEN HAS SPOKEN!!!!!!!
MOVE ASIDE, THE OLD GEN...... MAKE WAY FOR THE NEW GEN.

To aim for mediocre or to aim for greatness, the effort is the same, the pain is the same, the time spend is the same. Only the risk is a little different. Welcome to the brave new world, where everybody is as smart as you are. So you have to be faster than the rest.

[chestnut]

To be successful inline, you need to have a positive thinking brain....

http://www.drewiaconis.com/2013/04/0...e-in-business/


1. Get and Stay Out of Your Comfort Zone…

Not much happens of any significance when we’re in our comfort zone. “Opportunities are given as they are taken.”

*

2. Never Give Up…

Almost nothing works the first time it’s attempted. Just because what you’re doing does not seem to be working, doesn’t mean it will never work. It just means that it might not work the way you’re doing it. If success was easy, everyone would be doing it, and you wouldn’t have an opportunity.

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3. When You’re Ready to Quit, You’re Closer Than You Think…

There is an old Chinese saying along the lines of, “The temptation to quit will be greatest just before you are about to succeed.”

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4.*With Regard to Whatever Worries You, Not only Accept the Worst Thing That Could Happen, but Make it a Point to Quantify What the Worst Thing Could Be…

Very seldom will the worst consequence be anywhere near as bad as a cloud of “undefined consequences.”

*

5.*Focus and Have a Clear Intention On What You Want to Have Happen…

Remember that old saying that is spoken*though out*history, “As you think, so shall you be.”

*

6.*Take Things a Day at a Time…

No matter how difficult your situation is, you can get through it if you don’t look too far into the future. Always focus on the present moment. The here and now. You can get through anything one day at a time.

*

7. *Always be Moving Forward…

Never stop investing. Never stop improving. Never stop doing something new. The moment you stop improving your organization, it starts to die. Make it your goal to be better each and every day, in some small way. Small daily improvements eventually result in huge advantages.

*

8.*Measure Everything of Significance…

Anything that is measured and watched, improves.

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9.*Anything that is not managed will deteriorate…

If you want to uncover problems you don’t know about, take a few moments and look closely at the areas you haven’t examined for a while. I guarantee you problems will be there.

*

10.*Never expect life to be fair…

Life isn’t fair. You make your own breaks. You’ll be doing good if the only meaning fair has to you, is something that you pay when you get on a bus.

*

11.*Solve your own problems…

You’ll find that by coming up with your own solutions, you’ll develop a competitive edge.