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Thread: 'My house' in JB belongs to other people

  1. #1
    Blue blood

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    Default 'My house' in JB belongs to other people

    http://business.asiaone.com/news/my-...s-other-people



    SINGAPORE - Mr Mohammed Dawood Mohamed Jamaludin did not think twice when he was offered an opportunity to buy a house on freehold land which costs just RM208,000 ($81,890) in Taman Bukit Kempas, Johor Bahru.
    After receiving a windfall from the sale of his 3-room flat in Boon Lay in 1994, he agreed to buy the JB house and was ushered to meet a member of the staff from MBF bank to arrange a loan.
    As the house was designated a "Bumi Lot," the staff advised him to use the name of an unknown Malaysia woman, Ms Noraulhuda Zainal, as the buyer to ensure he gets a loan.
    "I paid a deposit of RM20,000 and agreed to pay RM1,800 in monthly installments afterwards.
    "The bank staff said, after five years, the name of the owner would be changed to mine," said Mr Dawood, 68, a father of two and grandfather of two, recalling the buying process in 1994.
    He worked as a cleaner and lived in the house for five years. He spent $30,000 in renovations for the two-storey house with four rooms.
    "Every weekend, I will come back to Kempas with my wife and sometimes my kids. I loved the house as it had a garden where I could grow various plants.
    "I paid the RM1,800 installments every month, but had a few difficulties paying for a few months, said Mr Dawood.
    He claimed to have paid more than RM160,000 in deposit and monthly installments over five years.
    But the joy of living in his own home changed when Ms Noraulhuda kept pressuring him to vacate the home as "someone wanted to rent" and the rental income can be used to lighten the burden of paying the monthly installments.
    "I remembered agreeing as it would make it easier for me to meet the monthly installments," he added when Berita Harian met him in his Jurong West home.
    After a few months, Mr Dawood had a big shock as Ms Noraulhuda, without consulting him, told him that the house had been sold.
    "Two weeks later, I visited my home in JB but found that I couldn't even enter as the padlocks had been changed."
    "Then, someone came out of the house and told me to go, saying that I have nothing more to do with this house," said Mr Dawood, recalling the incident in 2001.
    Unhappy with this treatment, he tried to contact Ms Noraulhuda but failed. He also tried to meet the bank staff that had processed his loan application, but the bank itself was closed.
    After realising that he had been cheated, Mr Dawood tried to engage several lawyers to settle his matter but it was all in vain.
    Then, the house was sold by the bank as the new owners of the house failed to pay their monthly installments.
    Again, the house changed hands, making the situation even more complicated.
    "I have engaged five different lawyers but all of them said there was nothing they can do. Some asked for payment without doing anything for my case. When I called them, they said they were overseas or were in a meeting.
    "One lawyer only met me for five minutes in a coffeeshop," said Mr Dawood, who paid $18,000 to the five lawyers.
    He has made four police reports in Johor Bahru, but the police advised him to take legal action against Ms Noraulhuda through his own lawyers.
    Three weeks ago, a lawyer told him he can own the house again, providing he pays RM400,000.
    "This matter caused a huge headache. The previous case was not even settled, but now the lawyer told me to buy back my own house?" said Mr Dawood, irritated that he once decided to use another person's name to buy the house.
    "I've realised my own mistake. If they can swap it with a 'non-Bumi' lot with the price of RM300,000 maybe I will buy as I really like the house."

  2. #2
    Junior

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    Never buy a bumi lot as that means it is reserved for malaysian malays. Buy only international lots. You will find that bumi lots are much cheaper but they are not meant for you. Very unfortunate that this man got cheated.

  3. #3
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    common sense is not common afterall.

    why would u want to buy a unit n put a stranger's name as owner?

    cos greedy for the cheap price.

  4. #4
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    once again malaysia boleh
    In the final analysis.....its NOT whether you have a diploma,degree,masters OR PHD....its whether you have a HDB/PC/EC or LANDED...

  5. #5
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    and the guy is stupid enough to buy a house by using an "unknown" person name as buyer ... boleh need 2 hands to clap

    the staff advised him to use the name of an unknown Malaysia woman, Ms Noraulhuda Zainal, as the buyer to ensure he gets a loan.
    Quote Originally Posted by radha08 View Post
    once again malaysia boleh

  6. #6
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    Unfortunate incident. The buyer should pursue the matter with the Johor police and the bank.

  7. #7
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    putting the house in another relative's name is already a risk.. what about in the name of somebody you don't even know??

  8. #8
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    Hm...why are some people so gullible? Greed overtakes common sense?

  9. #9
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    Quote Originally Posted by hyenergix View Post
    Unfortunate incident. The buyer should pursue the matter with the Johor police and the bank.
    I wouldn't waste time.

    Now we know why poor ppl always remains poor cos they easily get cheated.

    Recently my neighbourhood the wanton noodle seller also got cheat by "fake kidnapped" calls.

    And u thought police have given enough warning.

  10. #10
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    Quote Originally Posted by hyenergix View Post
    Unfortunate incident. The buyer should pursue the matter with the Johor police and the bank.
    the article mentioned the original bank no longer exists , not sure who took over the loan - & police told him tough luck.

    I know people that have done this after warning them not to.

    Property not in your name means you don't own it.

    I got to admire the guy for even going to the police, try to buy bumi land illegally then complain when he gets it confiscated.

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