Not quite possible for you to be him. You are the hold cash wait type.
Even for me it's quite impossible to adopt his style even if I want to.
I think he will not be around by the time his lease ran low.
Originally Posted by
Amber Woods
If I were you, I will sell off the PH bought in 2011 even if it means selling at a lost. Clear off the other loan of 428K and stay in the HDB. With the 4K rental, should be enough to pay off the monthly loan of 660K and immediately you are cash positive each month.
Cash positive is more important when you are managing your investment portfolio. However, you need to monitor your small portfolio because both your HDB flat and Southbank are going to turn into depreciating assets if their lease are running low.
The three laws of Kelonguni:
Where there is kelong, there is guni.
No kelong no guni.
More kelong = more guni.