Are you talking about me?
Actually what you say is true.
Despite being almost 100% invested in properties, I still have lots of fire power left because I have borrowed only approximately 25% of what my banker said I can borrow.
However, what is holding me back are Osama and friends. I have highlighted my concern before about New York being a terrorist target, and now it is reported that Singapore is also being targeted as well.
If I fire my salvo now and use up my full loan quota before the terrorists fire theirs, I'll be dead.
On the other hand, if I don't use up my full loan quota now, that gives me the option of buying more properties in case the terrorists strike, but then I'm not maximising my full investment potential.
It's a Catch-22 situation.