Originally Posted by
Arcachon
Depend on Market, location and timing you will than decide which is the best option. Current market better go for FH because it going to be a long time before another bull run. Being through two bull run don't know can see another before I leave this world. One in 1996 another 2006
Actually my reading is a bit different. TDSR will continue to shackle the amounts that people can set aside for properties.
In the case that all properties are limited in price growth, the leasehold property may experience a reduction in interest payments unless priced identically to the Freehold property.
My take is for smaller units where plot ratio is not optimised and quantum is friendly, set aside solely for investment, FH is better. For larger units with the intention to be housed (probably forever), leasehold may be more appropriate to minimise risk of not being able to finance loan at some juncture.
Location is still more important in the current market. And because TDSR limits the bullets one has, it pays to consider carefully.
Being relatively new is still helpful for own stay and rental as well for modern generation. Unless one treats it as buying land that is not very meaningful for living purposes.
The three laws of Kelonguni:
Where there is kelong, there is guni.
No kelong no guni.
More kelong = more guni.